For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of The Gujarat State Cooperative Bank Limited for its The Bharuch Dist Cent Co-Op Bank Ltd Kavi branch in Bharuch, Kavi, Gujarat, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of The Gujarat State Cooperative Bank Limited located in Bharuch or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code GSCB0BRC013. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for The Gujarat State Cooperative Bank Limited, The Bharuch Dist Cent Co-Op Bank Ltd Kavi, Bharuch

Here are the key points that are associated with the IFSC Code GSCB0BRC013 of The Gujarat State Cooperative Bank Limited for its branch located in Bharuch, within the district of Kavi in the state of Gujarat.

Particulars Details
Bank The Gujarat State Cooperative Bank Limited
IFSC Code GSCB0BRC013
Branch The Bharuch Dist Cent Co-Op Bank Ltd Kavi
City Bharuch
District Kavi
State Gujarat
Address At.Po.Kavi, Ta.Jambusar,Dist.Bharuch

These details are important not only for users using online banking but also for businesses and individuals who use The Gujarat State Cooperative Bank Limited in Bharuch for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code GSCB0BRC013 for the The Bharuch Dist Cent Co-Op Bank Ltd Kavi branch of The Gujarat State Cooperative Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like GSCB0BRC013 is given to every bank branch, including The Gujarat State Cooperative Bank Limited located in The Bharuch Dist Cent Co-Op Bank Ltd Kavi, Bharuch, Gujarat, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the The Gujarat State Cooperative Bank Limited branch in Bharuch.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Bharuch and Kavi.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Gujarat and the rest of India, which is why the IFSC Code ensures that transactions meant for The Gujarat State Cooperative Bank Limited in The Bharuch Dist Cent Co-Op Bank Ltd Kavi doesn't end up at another location.

Format of the IFSC Code GSCB0BRC013

The format of the IFSC Code for banks, including The Gujarat State Cooperative Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In The Gujarat State Cooperative Bank Limited, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like The Bharuch Dist Cent Co-Op Bank Ltd Kavi in Bharuch.

For example, the IFSC Code GSCB0BRC013 of The Gujarat State Cooperative Bank Limited for the The Bharuch Dist Cent Co-Op Bank Ltd Kavi branch has these elements, identifying the bank and the branch location in Bharuch and Gujarat correctly.

How to Find IFSC Code for The Gujarat State Cooperative Bank Limited?

If you are looking for the IFSC Code GSCB0BRC013 of The Gujarat State Cooperative Bank Limited for its The Bharuch Dist Cent Co-Op Bank Ltd Kavi branch located in Bharuch, the following methods can help:

Cheque Book

The cheque book that is issued by The Gujarat State Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including The Gujarat State Cooperative Bank Limited branches in Bharuch and Kavi, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of The Gujarat State Cooperative Bank Limited and look for the branch locator section, then search for The Bharuch Dist Cent Co-Op Bank Ltd Kavi or Bharuch to get the exact IFSC Code GSCB0BRC013.

Mobile Banking App

If you use The Gujarat State Cooperative Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for The Gujarat State Cooperative Bank Limited and Bharuch, then it will provide you proper information.

How to Use IFSC Code GSCB0BRC013 for Online Transfers?

Once you have the IFSC Code GSCB0BRC013 for the The Bharuch Dist Cent Co-Op Bank Ltd Kavi branch of The Gujarat State Cooperative Bank Limited in Bharuch, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code GSCB0BRC013. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and The Gujarat State Cooperative Bank Limited IFSC Code GSCB0BRC013.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the The Gujarat State Cooperative Bank Limited The Bharuch Dist Cent Co-Op Bank Ltd Kavi in Bharuch, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Gujarat State Cooperative Bank Limited in The Bharuch Dist Cent Co-Op Bank Ltd Kavi, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official The Gujarat State Cooperative Bank Limited website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Bharuch manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of The Gujarat State Cooperative Bank Limited in The Bharuch Dist Cent Co-Op Bank Ltd Kavi, Bharuch?

The IFSC Code is GSCB0BRC013.

Is the IFSC Code GSCB0BRC013 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of The Gujarat State Cooperative Bank Limited The Bharuch Dist Cent Co-Op Bank Ltd Kavi?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the The Bharuch Dist Cent Co-Op Bank Ltd Kavi branch?

The address of the branch is At.Po.Kavi, Ta.Jambusar,Dist.Bharuch located in Bharuch, Kavi, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.