Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of The Gujarat State Cooperative Bank Limited for its The Bharuch Dist Cent Co-Op Bank Ltd Dharikheda branch in Bharuch, Dharikheda, or Gujarat, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of The Gujarat State Cooperative Bank Limited located in Bharuch or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code GSCB0BRC045. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for The Gujarat State Cooperative Bank Limited, The Bharuch Dist Cent Co-Op Bank Ltd Dharikheda, Bharuch
The table below shows the main details of the IFSC Code GSCB0BRC045 for the The Gujarat State Cooperative Bank Limited branch in Bharuch, which falls under the Dharikheda district in Gujarat.
| Particulars | Details |
|---|---|
| Bank | The Gujarat State Cooperative Bank Limited |
| IFSC Code | GSCB0BRC045 |
| Branch | The Bharuch Dist Cent Co-Op Bank Ltd Dharikheda |
| City | Bharuch |
| District | Dharikheda |
| State | Gujarat |
| Address | At.Po.Dharikheda, Ta. Nadod, Dist. Narmada |
These details are crucial, not just for online banking users but also for businesses and individuals who use The Gujarat State Cooperative Bank Limited in Bharuch for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code GSCB0BRC045 for the The Bharuch Dist Cent Co-Op Bank Ltd Dharikheda branch of The Gujarat State Cooperative Bank Limited has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including The Gujarat State Cooperative Bank Limited located in The Bharuch Dist Cent Co-Op Bank Ltd Dharikheda, Bharuch, Gujarat, is provided with a unique IFSC like GSCB0BRC045 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the The Gujarat State Cooperative Bank Limited branch in Bharuch.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Bharuch and Dharikheda.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Gujarat and the rest of India and the IFSC Code ensures that transactions meant for The Gujarat State Cooperative Bank Limited in The Bharuch Dist Cent Co-Op Bank Ltd Dharikheda do not get mixed with another location.
Format of the IFSC Code GSCB0BRC045
The format of the IFSC Code for banks, including The Gujarat State Cooperative Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For The Gujarat State Cooperative Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as The Bharuch Dist Cent Co-Op Bank Ltd Dharikheda in Bharuch.
For example, the IFSC Code GSCB0BRC045 of The Gujarat State Cooperative Bank Limited for the The Bharuch Dist Cent Co-Op Bank Ltd Dharikheda branch includes these elements, identifying the bank and the branch location in Bharuch and Gujarat accurately.
How to Find IFSC Code for The Gujarat State Cooperative Bank Limited?
If you are looking for the IFSC Code GSCB0BRC045 of The Gujarat State Cooperative Bank Limited for its The Bharuch Dist Cent Co-Op Bank Ltd Dharikheda branch located in Bharuch, the following methods can help:
Cheque Book
The cheque book that is issued by The Gujarat State Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including The Gujarat State Cooperative Bank Limited branches in Bharuch and Dharikheda, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of The Gujarat State Cooperative Bank Limited and look for the branch locator section, then search for The Bharuch Dist Cent Co-Op Bank Ltd Dharikheda or Bharuch to get the exact IFSC Code GSCB0BRC045.
Mobile Banking App
If you use The Gujarat State Cooperative Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for The Gujarat State Cooperative Bank Limited and Bharuch, then it will provide you proper information.
How to Use IFSC Code GSCB0BRC045 for Online Transfers?
Once you have the IFSC Code GSCB0BRC045 for the The Bharuch Dist Cent Co-Op Bank Ltd Dharikheda branch of The Gujarat State Cooperative Bank Limited in Bharuch, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code GSCB0BRC045. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and The Gujarat State Cooperative Bank Limited IFSC Code GSCB0BRC045.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for The Gujarat State Cooperative Bank Limited The Bharuch Dist Cent Co-Op Bank Ltd Dharikheda in Bharuch may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of The Gujarat State Cooperative Bank Limited in The Bharuch Dist Cent Co-Op Bank Ltd Dharikheda, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official The Gujarat State Cooperative Bank Limited website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Bharuch manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the The Bharuch Dist Cent Co-Op Bank Ltd Dharikheda Bharuch branch is GSCB0BRC045.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at At.Po.Dharikheda, Ta. Nadod, Dist. Narmada.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.