There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of The Gujarat State Cooperative Bank Limited for its Baroda Central Co-Op. Bank Ltd. branch in Baroda, Baroda, Gujarat, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of The Gujarat State Cooperative Bank Limited situated in Baroda or anywhere in Gujarat can easily transfer funds instantly by using the correct IFSC Code GSCB0BRD001. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for The Gujarat State Cooperative Bank Limited, Baroda Central Co-Op. Bank Ltd., Baroda
Here are some of the key details that come with the IFSC Code GSCB0BRD001 of The Gujarat State Cooperative Bank Limited for its branch located in Baroda, within the district of Baroda in the state of Gujarat.
| Particulars | Details |
|---|---|
| Bank | The Gujarat State Cooperative Bank Limited |
| IFSC Code | GSCB0BRD001 |
| Branch | Baroda Central Co-Op. Bank Ltd. |
| City | Baroda |
| District | Baroda |
| State | Gujarat |
| Address | Baroda Central Co-Op. Bank Ltd., Sayajigunj Station Road,Vadodara |
These details helps users in online banking and for businesses and individuals who use The Gujarat State Cooperative Bank Limited in Baroda for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code GSCB0BRD001 for the Baroda Central Co-Op. Bank Ltd. branch of The Gujarat State Cooperative Bank Limited plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including The Gujarat State Cooperative Bank Limited located in Baroda Central Co-Op. Bank Ltd., Baroda, Gujarat, is provided a unique IFSC like GSCB0BRD001 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the The Gujarat State Cooperative Bank Limited branch in Baroda.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Baroda and Baroda.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Gujarat and the rest of India, the IFSC Code ensures that transactions meant for The Gujarat State Cooperative Bank Limited in Baroda Central Co-Op. Bank Ltd. do not get misguided to another person.
Format of the IFSC Code GSCB0BRD001
The format of the IFSC Code for banks, including The Gujarat State Cooperative Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For The Gujarat State Cooperative Bank Limited, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Baroda Central Co-Op. Bank Ltd. in Baroda.
For example, the IFSC Code GSCB0BRD001 of The Gujarat State Cooperative Bank Limited for the Baroda Central Co-Op. Bank Ltd. branch includes these elements, identifying the bank and the branch location in Baroda and Gujarat accurately.
How to Find IFSC Code for The Gujarat State Cooperative Bank Limited?
If you are trying to find the IFSC Code GSCB0BRD001 of The Gujarat State Cooperative Bank Limited for its Baroda Central Co-Op. Bank Ltd. branch located in Baroda, the following methods can help:
Cheque Book
The cheque book issued by The Gujarat State Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including The Gujarat State Cooperative Bank Limited branches in Baroda and Baroda, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of The Gujarat State Cooperative Bank Limited and navigate to the branch locator section. Search for Baroda Central Co-Op. Bank Ltd. or Baroda to get the exact IFSC Code GSCB0BRD001.
Mobile Banking App
If you use The Gujarat State Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for The Gujarat State Cooperative Bank Limited and Baroda, you'll get the correct details.
How to Use IFSC Code GSCB0BRD001 for Online Transfers?
Once you have the IFSC Code GSCB0BRD001 for the Baroda Central Co-Op. Bank Ltd. branch of The Gujarat State Cooperative Bank Limited in Baroda, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code GSCB0BRD001. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and The Gujarat State Cooperative Bank Limited IFSC Code GSCB0BRD001.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for The Gujarat State Cooperative Bank Limited Baroda Central Co-Op. Bank Ltd. in Baroda, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of The Gujarat State Cooperative Bank Limited in Baroda Central Co-Op. Bank Ltd., you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official The Gujarat State Cooperative Bank Limited website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Baroda manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Baroda Central Co-Op. Bank Ltd. Baroda branch is GSCB0BRD001.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Baroda Central Co-Op. Bank Ltd., Sayajigunj Station Road,Vadodara.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.