For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of The Gujarat State Cooperative Bank Limited for its The Umreth Urban Co Operative Bank Ltd - Umreth branch in Anand, Umreth, Gujarat, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of The Gujarat State Cooperative Bank Limited located in Anand or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code GSCB0UUCB01. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for The Gujarat State Cooperative Bank Limited, The Umreth Urban Co Operative Bank Ltd - Umreth, Anand
Here are the main details that are associated with the IFSC Code GSCB0UUCB01 of The Gujarat State Cooperative Bank Limited for its branch located in Anand, within the district of Umreth in the state of Gujarat.
| Particulars | Details |
|---|---|
| Bank | The Gujarat State Cooperative Bank Limited |
| IFSC Code | GSCB0UUCB01 |
| Branch | The Umreth Urban Co Operative Bank Ltd - Umreth |
| City | Anand |
| District | Umreth |
| State | Gujarat |
| Address | Panchvati, Choksi Bazar, Umreth - 388220 |
These details help users in online banking and for businesses and individuals who use The Gujarat State Cooperative Bank Limited in Anand for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code GSCB0UUCB01 for the The Umreth Urban Co Operative Bank Ltd - Umreth branch of The Gujarat State Cooperative Bank Limited has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with The Gujarat State Cooperative Bank Limited located in The Umreth Urban Co Operative Bank Ltd - Umreth, Anand, Gujarat, are allotted a unique IFSC like GSCB0UUCB01 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Anand.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Anand and Umreth.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to The Gujarat State Cooperative Bank Limited in The Umreth Urban Co Operative Bank Ltd - Umreth reaches the right place, even though there are thousands of branches in Gujarat and across India.
Format of the IFSC Code GSCB0UUCB01
The format of the IFSC Code for banks, including The Gujarat State Cooperative Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In The Gujarat State Cooperative Bank Limited, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like The Umreth Urban Co Operative Bank Ltd - Umreth in Anand.
For example, the IFSC Code GSCB0UUCB01 of The Gujarat State Cooperative Bank Limited for the The Umreth Urban Co Operative Bank Ltd - Umreth branch has these elements, identifying the bank and the branch location in Anand and Gujarat correctly.
How to Find IFSC Code for The Gujarat State Cooperative Bank Limited?
If you are looking for the IFSC Code GSCB0UUCB01 of The Gujarat State Cooperative Bank Limited for its The Umreth Urban Co Operative Bank Ltd - Umreth branch located in Anand, the following methods can help:
Cheque Book
The cheque book that is issued by The Gujarat State Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including The Gujarat State Cooperative Bank Limited branches in Anand and Umreth, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of The Gujarat State Cooperative Bank Limited and look for the branch locator section, then search for The Umreth Urban Co Operative Bank Ltd - Umreth or Anand to get the exact IFSC Code GSCB0UUCB01.
Mobile Banking App
If you use The Gujarat State Cooperative Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for The Gujarat State Cooperative Bank Limited and Anand, then it will provide you proper information.
How to Use IFSC Code GSCB0UUCB01 for Online Transfers?
Once you have the IFSC Code GSCB0UUCB01 for the The Umreth Urban Co Operative Bank Ltd - Umreth branch of The Gujarat State Cooperative Bank Limited in Anand, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code GSCB0UUCB01. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and The Gujarat State Cooperative Bank Limited IFSC Code GSCB0UUCB01.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for The Gujarat State Cooperative Bank Limited The Umreth Urban Co Operative Bank Ltd - Umreth in Anand may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of The Gujarat State Cooperative Bank Limited in The Umreth Urban Co Operative Bank Ltd - Umreth, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The Gujarat State Cooperative Bank Limited website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Anand manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is GSCB0UUCB01.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Panchvati, Choksi Bazar, Umreth - 388220 located in Anand, Umreth, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.