Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of The Gujarat State Cooperative Bank Limited for its The Dharmaj Peoples Cooperative Bank Ltd branch in Anand, Dharmaj, Gujarat, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of The Gujarat State Cooperative Bank Limited located in Anand or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code GSCB0UDHARM. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for The Gujarat State Cooperative Bank Limited, The Dharmaj Peoples Cooperative Bank Ltd, Anand
The table below shows the main details of the IFSC Code GSCB0UDHARM for the The Gujarat State Cooperative Bank Limited branch in Anand, which falls under the Dharmaj district in Gujarat.
| Particulars | Details |
|---|---|
| Bank | The Gujarat State Cooperative Bank Limited |
| IFSC Code | GSCB0UDHARM |
| Branch | The Dharmaj Peoples Cooperative Bank Ltd |
| City | Anand |
| District | Dharmaj |
| State | Gujarat |
| Address | The Dharmaj Peoples Co Operative Bank Ltd,P.O.Box No.7 Post, Dharmaj 388430 , Dist Anand Gujarat |
These details help users in online banking and for businesses and individuals who use The Gujarat State Cooperative Bank Limited in Anand for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code GSCB0UDHARM for the The Dharmaj Peoples Cooperative Bank Ltd branch of The Gujarat State Cooperative Bank Limited has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with The Gujarat State Cooperative Bank Limited located in The Dharmaj Peoples Cooperative Bank Ltd, Anand, Gujarat, are given a unique IFSC like GSCB0UDHARM to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Anand.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Anand and Dharmaj.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to The Gujarat State Cooperative Bank Limited in The Dharmaj Peoples Cooperative Bank Ltd goes to the correct branch. This is important because The Gujarat State Cooperative Bank Limited has thousands of branches in Gujarat and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code GSCB0UDHARM
This is the format of the IFSC Code for banks, including The Gujarat State Cooperative Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For The Gujarat State Cooperative Bank Limited, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as The Dharmaj Peoples Cooperative Bank Ltd in Anand.
For example, the IFSC Code GSCB0UDHARM of The Gujarat State Cooperative Bank Limited for the The Dharmaj Peoples Cooperative Bank Ltd branch includes these elements, identifying the bank and the branch location in Anand and Gujarat accurately.
How to Find IFSC Code for The Gujarat State Cooperative Bank Limited?
If you are trying to find the IFSC Code GSCB0UDHARM of The Gujarat State Cooperative Bank Limited for its The Dharmaj Peoples Cooperative Bank Ltd branch located in Anand, the following methods can help:
Cheque Book
The cheque book issued by The Gujarat State Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including The Gujarat State Cooperative Bank Limited branches in Anand and Dharmaj, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of The Gujarat State Cooperative Bank Limited and navigate to the branch locator section. Search for The Dharmaj Peoples Cooperative Bank Ltd or Anand to get the exact IFSC Code GSCB0UDHARM.
Mobile Banking App
If you use The Gujarat State Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for The Gujarat State Cooperative Bank Limited and Anand, you'll get the correct details.
How to Use IFSC Code GSCB0UDHARM for Online Transfers?
Once you have the IFSC Code GSCB0UDHARM for the The Dharmaj Peoples Cooperative Bank Ltd branch of The Gujarat State Cooperative Bank Limited in Anand, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code GSCB0UDHARM. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and The Gujarat State Cooperative Bank Limited IFSC Code GSCB0UDHARM.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for The Gujarat State Cooperative Bank Limited The Dharmaj Peoples Cooperative Bank Ltd in Anand, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of The Gujarat State Cooperative Bank Limited in The Dharmaj Peoples Cooperative Bank Ltd, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The Gujarat State Cooperative Bank Limited website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Anand manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is GSCB0UDHARM.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is The Dharmaj Peoples Co Operative Bank Ltd,P.O.Box No.7 Post, Dharmaj 388430 , Dist Anand Gujarat located in Anand, Dharmaj, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.