The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of The Gujarat State Cooperative Bank Limited for its Sardargunj Mercantile Coop Bank Ltd branch in Anand, Anand, Gujarat, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of The Gujarat State Cooperative Bank Limited located in Anand or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code GSCB0USGUNJ. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for The Gujarat State Cooperative Bank Limited, Sardargunj Mercantile Coop Bank Ltd, Anand
The table below shows the main details of the IFSC Code GSCB0USGUNJ for the The Gujarat State Cooperative Bank Limited branch in Anand, which falls under the Anand district in Gujarat.
| Particulars | Details |
|---|---|
| Bank | The Gujarat State Cooperative Bank Limited |
| IFSC Code | GSCB0USGUNJ |
| Branch | Sardargunj Mercantile Coop Bank Ltd |
| City | Anand |
| District | Anand |
| State | Gujarat |
| Address | Sardargunj Mercantile Coop Bank Ltd.,P.B.No.94,Sardar Chambers,Anand - 388001. |
These details are crucial, not just for online banking users but also for businesses and individuals who use The Gujarat State Cooperative Bank Limited in Anand for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code GSCB0USGUNJ for the Sardargunj Mercantile Coop Bank Ltd branch of The Gujarat State Cooperative Bank Limited has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like GSCB0USGUNJ is given to every bank branch, including The Gujarat State Cooperative Bank Limited located in Sardargunj Mercantile Coop Bank Ltd, Anand, Gujarat, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the The Gujarat State Cooperative Bank Limited branch in Anand.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Anand and Anand.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Gujarat and the rest of India, which is why the IFSC Code ensures that transactions meant for The Gujarat State Cooperative Bank Limited in Sardargunj Mercantile Coop Bank Ltd doesn't end up at another location.
Format of the IFSC Code GSCB0USGUNJ
This is the format of the IFSC Code for banks, including The Gujarat State Cooperative Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For The Gujarat State Cooperative Bank Limited, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Sardargunj Mercantile Coop Bank Ltd in Anand.
For example, the IFSC Code GSCB0USGUNJ of The Gujarat State Cooperative Bank Limited for the Sardargunj Mercantile Coop Bank Ltd branch includes these elements, identifying the bank and the branch location in Anand and Gujarat accurately.
How to Find IFSC Code for The Gujarat State Cooperative Bank Limited?
If you are looking for the IFSC Code GSCB0USGUNJ of The Gujarat State Cooperative Bank Limited for its Sardargunj Mercantile Coop Bank Ltd branch located in Anand, the following methods can help:
Cheque Book
The cheque book that is issued by The Gujarat State Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including The Gujarat State Cooperative Bank Limited branches in Anand and Anand, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of The Gujarat State Cooperative Bank Limited and look for the branch locator section, then search for Sardargunj Mercantile Coop Bank Ltd or Anand to get the exact IFSC Code GSCB0USGUNJ.
Mobile Banking App
If you use The Gujarat State Cooperative Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for The Gujarat State Cooperative Bank Limited and Anand, then it will provide you proper information.
How to Use IFSC Code GSCB0USGUNJ for Online Transfers?
Once you have the IFSC Code GSCB0USGUNJ for the Sardargunj Mercantile Coop Bank Ltd branch of The Gujarat State Cooperative Bank Limited in Anand, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code GSCB0USGUNJ. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and The Gujarat State Cooperative Bank Limited IFSC Code GSCB0USGUNJ.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the The Gujarat State Cooperative Bank Limited Sardargunj Mercantile Coop Bank Ltd in Anand, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Gujarat State Cooperative Bank Limited in Sardargunj Mercantile Coop Bank Ltd, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The Gujarat State Cooperative Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Anand to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Sardargunj Mercantile Coop Bank Ltd Anand branch is GSCB0USGUNJ.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Sardargunj Mercantile Coop Bank Ltd.,P.B.No.94,Sardar Chambers,Anand - 388001..
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.