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IFSC Code of The Gujarat State Cooperative Bank Limited, Gujarat Mercanctile Co Op Bank Ltd Ghodasar, Ahmedabad, Gujarat — GSCB0GUMC01

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of The Gujarat State Cooperative Bank Limited for its Gujarat Mercanctile Co Op Bank Ltd Ghodasar branch in Ahmedabad, Ahmedabad, Gujarat, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of The Gujarat State Cooperative Bank Limited located in Ahmedabad or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code GSCB0GUMC01. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for The Gujarat State Cooperative Bank Limited, Gujarat Mercanctile Co Op Bank Ltd Ghodasar, Ahmedabad

Here are the main details that are associated with the IFSC Code GSCB0GUMC01 of The Gujarat State Cooperative Bank Limited for its branch located in Ahmedabad, within the district of Ahmedabad in the state of Gujarat.

Particulars Details
Bank The Gujarat State Cooperative Bank Limited
IFSC Code GSCB0GUMC01
Branch Gujarat Mercanctile Co Op Bank Ltd Ghodasar
City Ahmedabad
District Ahmedabad
State Gujarat
Address Panchali Appartment Opp Cadila Lab Ghodasar Ahmedabad

These details are essential not only for online banking users but also for businesses and individuals who use The Gujarat State Cooperative Bank Limited in Ahmedabad for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code GSCB0GUMC01 for the Gujarat Mercanctile Co Op Bank Ltd Ghodasar branch of The Gujarat State Cooperative Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with The Gujarat State Cooperative Bank Limited located in Gujarat Mercanctile Co Op Bank Ltd Ghodasar, Ahmedabad, Gujarat, are given a unique IFSC like GSCB0GUMC01 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Ahmedabad.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Ahmedabad and Ahmedabad.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to The Gujarat State Cooperative Bank Limited in Gujarat Mercanctile Co Op Bank Ltd Ghodasar goes to the correct branch. This is important because The Gujarat State Cooperative Bank Limited has thousands of branches in Gujarat and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code GSCB0GUMC01

This is the format of the IFSC Code for banks, including The Gujarat State Cooperative Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For The Gujarat State Cooperative Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Gujarat Mercanctile Co Op Bank Ltd Ghodasar in Ahmedabad.

For example, the IFSC Code GSCB0GUMC01 of The Gujarat State Cooperative Bank Limited for the Gujarat Mercanctile Co Op Bank Ltd Ghodasar branch includes these elements, identifying the bank and the branch location in Ahmedabad and Gujarat accurately.

How to Find IFSC Code for The Gujarat State Cooperative Bank Limited?

If you are looking for the IFSC Code GSCB0GUMC01 of The Gujarat State Cooperative Bank Limited for its Gujarat Mercanctile Co Op Bank Ltd Ghodasar branch located in Ahmedabad, the following methods can help:

Cheque Book

The cheque book that is issued by The Gujarat State Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including The Gujarat State Cooperative Bank Limited branches in Ahmedabad and Ahmedabad, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of The Gujarat State Cooperative Bank Limited and look for the branch locator section, then search for Gujarat Mercanctile Co Op Bank Ltd Ghodasar or Ahmedabad to get the exact IFSC Code GSCB0GUMC01.

Mobile Banking App

If you use The Gujarat State Cooperative Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for The Gujarat State Cooperative Bank Limited and Ahmedabad, then it will provide you proper information.

How to Use IFSC Code GSCB0GUMC01 for Online Transfers?

If you have the IFSC Code GSCB0GUMC01 for the Gujarat Mercanctile Co Op Bank Ltd Ghodasar branch of The Gujarat State Cooperative Bank Limited in Ahmedabad, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code GSCB0GUMC01. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and The Gujarat State Cooperative Bank Limited IFSC Code GSCB0GUMC01.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for The Gujarat State Cooperative Bank Limited Gujarat Mercanctile Co Op Bank Ltd Ghodasar in Ahmedabad, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of The Gujarat State Cooperative Bank Limited in Gujarat Mercanctile Co Op Bank Ltd Ghodasar, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official The Gujarat State Cooperative Bank Limited website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Ahmedabad manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of The Gujarat State Cooperative Bank Limited in Gujarat Mercanctile Co Op Bank Ltd Ghodasar, Ahmedabad?

The IFSC Code is GSCB0GUMC01.

Is the IFSC Code GSCB0GUMC01 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of The Gujarat State Cooperative Bank Limited Gujarat Mercanctile Co Op Bank Ltd Ghodasar?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Gujarat Mercanctile Co Op Bank Ltd Ghodasar branch?

The address of the branch is Panchali Appartment Opp Cadila Lab Ghodasar Ahmedabad located in Ahmedabad, Ahmedabad, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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