The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of The Gujarat State Cooperative Bank Limited for its The Santrampur Urban Co-Operative Bank Ltd branch in Ahmadabad, Ahmedabad, Gujarat, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of The Gujarat State Cooperative Bank Limited located in Ahmadabad or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code GSCB0USUCBL. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for The Gujarat State Cooperative Bank Limited, The Santrampur Urban Co-Operative Bank Ltd, Ahmadabad
Here are the key points that are associated with the IFSC Code GSCB0USUCBL of The Gujarat State Cooperative Bank Limited for its branch located in Ahmadabad, within the district of Ahmedabad in the state of Gujarat.
| Particulars | Details |
|---|---|
| Bank | The Gujarat State Cooperative Bank Limited |
| IFSC Code | GSCB0USUCBL |
| Branch | The Santrampur Urban Co-Operative Bank Ltd |
| City | Ahmadabad |
| District | Ahmedabad |
| State | Gujarat |
| Address | The Santrampur Urban Co-Operative Bank Ltd.,Tower Road, Santrampur -389260. Dist. Mahisagar. |
These details are essential not only for online banking users but also for businesses and individuals who use The Gujarat State Cooperative Bank Limited in Ahmadabad for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code GSCB0USUCBL for the The Santrampur Urban Co-Operative Bank Ltd branch of The Gujarat State Cooperative Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with The Gujarat State Cooperative Bank Limited located in The Santrampur Urban Co-Operative Bank Ltd, Ahmadabad, Gujarat, are allotted a unique IFSC like GSCB0USUCBL to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Ahmadabad.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Ahmadabad and Ahmedabad.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to The Gujarat State Cooperative Bank Limited in The Santrampur Urban Co-Operative Bank Ltd reaches the right place, even though there are thousands of branches in Gujarat and across India.
Format of the IFSC Code GSCB0USUCBL
The format of the IFSC Code for banks, including The Gujarat State Cooperative Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For The Gujarat State Cooperative Bank Limited, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as The Santrampur Urban Co-Operative Bank Ltd in Ahmadabad.
For example, the IFSC Code GSCB0USUCBL of The Gujarat State Cooperative Bank Limited for the The Santrampur Urban Co-Operative Bank Ltd branch includes these elements, identifying the bank and the branch location in Ahmadabad and Gujarat accurately.
How to Find IFSC Code for The Gujarat State Cooperative Bank Limited?
If you are trying to find the IFSC Code GSCB0USUCBL of The Gujarat State Cooperative Bank Limited for its The Santrampur Urban Co-Operative Bank Ltd branch located in Ahmadabad, the following methods can help:
Cheque Book
The cheque book issued by The Gujarat State Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including The Gujarat State Cooperative Bank Limited branches in Ahmadabad and Ahmedabad, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of The Gujarat State Cooperative Bank Limited and navigate to the branch locator section. Search for The Santrampur Urban Co-Operative Bank Ltd or Ahmadabad to get the exact IFSC Code GSCB0USUCBL.
Mobile Banking App
If you use The Gujarat State Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for The Gujarat State Cooperative Bank Limited and Ahmadabad, you'll get the correct details.
How to Use IFSC Code GSCB0USUCBL for Online Transfers?
Once you have the IFSC Code GSCB0USUCBL for the The Santrampur Urban Co-Operative Bank Ltd branch of The Gujarat State Cooperative Bank Limited in Ahmadabad, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code GSCB0USUCBL. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and The Gujarat State Cooperative Bank Limited IFSC Code GSCB0USUCBL.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the The Gujarat State Cooperative Bank Limited The Santrampur Urban Co-Operative Bank Ltd in Ahmadabad, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Gujarat State Cooperative Bank Limited in The Santrampur Urban Co-Operative Bank Ltd, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The Gujarat State Cooperative Bank Limited website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Ahmadabad manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is GSCB0USUCBL.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is The Santrampur Urban Co-Operative Bank Ltd.,Tower Road, Santrampur -389260. Dist. Mahisagar. located in Ahmadabad, Ahmedabad, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.