There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of The Gujarat State Cooperative Bank Limited for its The Karjan Nagrik Sahakari Bank Ltd branch in Ahmadabad, Ahmedabad, Gujarat, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of The Gujarat State Cooperative Bank Limited situated in Ahmadabad or anywhere in Gujarat can easily transfer funds instantly by using the correct IFSC Code GSCB0UTKSBL. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for The Gujarat State Cooperative Bank Limited, The Karjan Nagrik Sahakari Bank Ltd, Ahmadabad
The table below shows the main details of the IFSC Code GSCB0UTKSBL for the The Gujarat State Cooperative Bank Limited branch in Ahmadabad, which falls under the Ahmedabad district in Gujarat.
| Particulars | Details |
|---|---|
| Bank | The Gujarat State Cooperative Bank Limited |
| IFSC Code | GSCB0UTKSBL |
| Branch | The Karjan Nagrik Sahakari Bank Ltd |
| City | Ahmadabad |
| District | Ahmedabad |
| State | Gujarat |
| Address | The Karjan Nagrik Sahakari Bank Ltd.,Nava Bazar,Opp.Nilkantheshwar Mahadev,Karjan-391 240 Dist.Baroda |
These details are crucial, not just for online banking users but also for businesses and individuals who use The Gujarat State Cooperative Bank Limited in Ahmadabad for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code GSCB0UTKSBL for the The Karjan Nagrik Sahakari Bank Ltd branch of The Gujarat State Cooperative Bank Limited has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with The Gujarat State Cooperative Bank Limited located in The Karjan Nagrik Sahakari Bank Ltd, Ahmadabad, Gujarat, are allotted a unique IFSC like GSCB0UTKSBL to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Ahmadabad.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Ahmadabad and Ahmedabad.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to The Gujarat State Cooperative Bank Limited in The Karjan Nagrik Sahakari Bank Ltd reaches the right place, even though there are thousands of branches in Gujarat and across India.
Format of the IFSC Code GSCB0UTKSBL
The format of the IFSC Code for banks, including The Gujarat State Cooperative Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For The Gujarat State Cooperative Bank Limited, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as The Karjan Nagrik Sahakari Bank Ltd in Ahmadabad.
For example, the IFSC Code GSCB0UTKSBL of The Gujarat State Cooperative Bank Limited for the The Karjan Nagrik Sahakari Bank Ltd branch includes these elements, identifying the bank and the branch location in Ahmadabad and Gujarat accurately.
How to Find IFSC Code for The Gujarat State Cooperative Bank Limited?
To find the IFSC Code GSCB0UTKSBL of The Gujarat State Cooperative Bank Limited for its The Karjan Nagrik Sahakari Bank Ltd branch located in Ahmadabad, the following methods can help you out:
Cheque Book
The cheque book issued by The Gujarat State Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including The Gujarat State Cooperative Bank Limited branches in Ahmadabad and Ahmedabad, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of The Gujarat State Cooperative Bank Limited and go to the branch locator section. Then search for The Karjan Nagrik Sahakari Bank Ltd or Ahmadabad to find the exact IFSC Code GSCB0UTKSBL.
Mobile Banking App
If you use The Gujarat State Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for The Gujarat State Cooperative Bank Limited and Ahmadabad will provide accurate information.
How to Use IFSC Code GSCB0UTKSBL for Online Transfers?
If you have the IFSC Code GSCB0UTKSBL for the The Karjan Nagrik Sahakari Bank Ltd branch of The Gujarat State Cooperative Bank Limited in Ahmadabad, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code GSCB0UTKSBL. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and The Gujarat State Cooperative Bank Limited IFSC Code GSCB0UTKSBL.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for The Gujarat State Cooperative Bank Limited The Karjan Nagrik Sahakari Bank Ltd in Ahmadabad, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Gujarat State Cooperative Bank Limited in The Karjan Nagrik Sahakari Bank Ltd, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The Gujarat State Cooperative Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Ahmadabad to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is GSCB0UTKSBL.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is The Karjan Nagrik Sahakari Bank Ltd.,Nava Bazar,Opp.Nilkantheshwar Mahadev,Karjan-391 240 Dist.Baroda located in Ahmadabad, Ahmedabad, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.