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IFSC Code of The Cooperative Bank Of Rajkot Limited, Lothada Branch, Rajkot, Gujarat — TCBR0000128

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of The Cooperative Bank Of Rajkot Limited for its Lothada Branch branch in Rajkot, Rajkot, Gujarat, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of The Cooperative Bank Of Rajkot Limited located in Rajkot or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code TCBR0000128. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for The Cooperative Bank Of Rajkot Limited, Lothada Branch, Rajkot

Here are some of the key details that come with the IFSC Code TCBR0000128 of The Cooperative Bank Of Rajkot Limited for its branch located in Rajkot, within the district of Rajkot in the state of Gujarat.

Particulars Details
Bank The Cooperative Bank Of Rajkot Limited
IFSC Code TCBR0000128
Branch Lothada Branch
City Rajkot
District Rajkot
State Gujarat
Address Milenium Sky,Opp Vadalia Foods,Dist Rajkot Lothada 360024

These details are essential not only for online banking users but also for businesses and individuals who use The Cooperative Bank Of Rajkot Limited in Rajkot for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code TCBR0000128 for the Lothada Branch branch of The Cooperative Bank Of Rajkot Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like TCBR0000128 is given to every bank branch, including The Cooperative Bank Of Rajkot Limited located in Lothada Branch, Rajkot, Gujarat, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the The Cooperative Bank Of Rajkot Limited branch in Rajkot.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Rajkot and Rajkot.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Gujarat and the rest of India, which is why the IFSC Code ensures that transactions meant for The Cooperative Bank Of Rajkot Limited in Lothada Branch doesn't end up at another location.

Format of the IFSC Code TCBR0000128

The format of the IFSC Code for banks, including The Cooperative Bank Of Rajkot Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For The Cooperative Bank Of Rajkot Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Lothada Branch in Rajkot.

For example, the IFSC Code TCBR0000128 of The Cooperative Bank Of Rajkot Limited for the Lothada Branch branch includes these elements, identifying the bank and the branch location in Rajkot and Gujarat accurately.

How to Find IFSC Code for The Cooperative Bank Of Rajkot Limited?

If you are trying to find the IFSC Code TCBR0000128 of The Cooperative Bank Of Rajkot Limited for its Lothada Branch branch located in Rajkot, the following methods can help:

Cheque Book

The cheque book issued by The Cooperative Bank Of Rajkot Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including The Cooperative Bank Of Rajkot Limited branches in Rajkot and Rajkot, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of The Cooperative Bank Of Rajkot Limited and navigate to the branch locator section. Search for Lothada Branch or Rajkot to get the exact IFSC Code TCBR0000128.

Mobile Banking App

If you use The Cooperative Bank Of Rajkot Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for The Cooperative Bank Of Rajkot Limited and Rajkot, you'll get the correct details.

How to Use IFSC Code TCBR0000128 for Online Transfers?

Once you have the IFSC Code TCBR0000128 for the Lothada Branch branch of The Cooperative Bank Of Rajkot Limited in Rajkot, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code TCBR0000128. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and The Cooperative Bank Of Rajkot Limited IFSC Code TCBR0000128.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the The Cooperative Bank Of Rajkot Limited Lothada Branch in Rajkot, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Cooperative Bank Of Rajkot Limited in Lothada Branch, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official The Cooperative Bank Of Rajkot Limited website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Rajkot manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of The Cooperative Bank Of Rajkot Limited in Lothada Branch, Rajkot?

The IFSC Code is TCBR0000128.

Is the IFSC Code TCBR0000128 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of The Cooperative Bank Of Rajkot Limited Lothada Branch?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Lothada Branch branch?

The address of the branch is Milenium Sky,Opp Vadalia Foods,Dist Rajkot Lothada 360024 located in Rajkot, Rajkot, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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