The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of The Andhra Pradesh State Cooperative Bank Limited for its The District Co Operative Central Bank Ltd, Kurupam Branch branch in Vizianagaram, Kurupam, Andhra Pradesh, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of The Andhra Pradesh State Cooperative Bank Limited located in Vizianagaram or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code APBL0002020. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for The Andhra Pradesh State Cooperative Bank Limited, The District Co Operative Central Bank Ltd, Kurupam Branch, Vizianagaram
Here are the key points that are associated with the IFSC Code APBL0002020 of The Andhra Pradesh State Cooperative Bank Limited for its branch located in Vizianagaram, within the district of Kurupam in the state of Andhra Pradesh.
| Particulars | Details |
|---|---|
| Bank | The Andhra Pradesh State Cooperative Bank Limited |
| IFSC Code | APBL0002020 |
| Branch | The District Co Operative Central Bank Ltd, Kurupam Branch |
| City | Vizianagaram |
| District | Kurupam |
| State | Andhra Pradesh |
| Address | Opp Bsnl Telephone Exchange, Kurupam, Vizianagaram District, Andhra Pradesh-535524 |
These details are essential not only for online banking users but also for businesses and individuals who use The Andhra Pradesh State Cooperative Bank Limited in Vizianagaram for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code APBL0002020 for the The District Co Operative Central Bank Ltd, Kurupam Branch branch of The Andhra Pradesh State Cooperative Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including The Andhra Pradesh State Cooperative Bank Limited located in The District Co Operative Central Bank Ltd, Kurupam Branch, Vizianagaram, Andhra Pradesh, is provided with a unique IFSC like APBL0002020 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the The Andhra Pradesh State Cooperative Bank Limited branch in Vizianagaram.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Vizianagaram and Kurupam.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Andhra Pradesh and the rest of India and the IFSC Code ensures that transactions meant for The Andhra Pradesh State Cooperative Bank Limited in The District Co Operative Central Bank Ltd, Kurupam Branch do not get mixed with another location.
Format of the IFSC Code APBL0002020
The format of the IFSC Code for banks, including The Andhra Pradesh State Cooperative Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In The Andhra Pradesh State Cooperative Bank Limited, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like The District Co Operative Central Bank Ltd, Kurupam Branch in Vizianagaram.
For example, the IFSC Code APBL0002020 of The Andhra Pradesh State Cooperative Bank Limited for the The District Co Operative Central Bank Ltd, Kurupam Branch branch has these elements, identifying the bank and the branch location in Vizianagaram and Andhra Pradesh correctly.
How to Find IFSC Code for The Andhra Pradesh State Cooperative Bank Limited?
If you are trying to find the IFSC Code APBL0002020 of The Andhra Pradesh State Cooperative Bank Limited for its The District Co Operative Central Bank Ltd, Kurupam Branch branch located in Vizianagaram, the following methods can help:
Cheque Book
The cheque books that are issued by The Andhra Pradesh State Cooperative Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including The Andhra Pradesh State Cooperative Bank Limited branches in Vizianagaram and Kurupam, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of The Andhra Pradesh State Cooperative Bank Limited and find the branch locator section. Search for The District Co Operative Central Bank Ltd, Kurupam Branch or Vizianagaram to get the exact IFSC Code APBL0002020.
Mobile Banking App
If you use The Andhra Pradesh State Cooperative Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for The Andhra Pradesh State Cooperative Bank Limited and Vizianagaram that will provide accurate information.
How to Use IFSC Code APBL0002020 for Online Transfers?
Once you have the IFSC Code APBL0002020 for the The District Co Operative Central Bank Ltd, Kurupam Branch branch of The Andhra Pradesh State Cooperative Bank Limited in Vizianagaram, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code APBL0002020. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and The Andhra Pradesh State Cooperative Bank Limited IFSC Code APBL0002020.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for The Andhra Pradesh State Cooperative Bank Limited The District Co Operative Central Bank Ltd, Kurupam Branch in Vizianagaram, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of The Andhra Pradesh State Cooperative Bank Limited in The District Co Operative Central Bank Ltd, Kurupam Branch, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The Andhra Pradesh State Cooperative Bank Limited website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Vizianagaram manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is APBL0002020.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Opp Bsnl Telephone Exchange, Kurupam, Vizianagaram District, Andhra Pradesh-535524 located in Vizianagaram, Kurupam, Andhra Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.