There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of The Andhra Pradesh State Cooperative Bank Limited for its Seethanagaram Branch branch in Vizianagaram, Seethanagaram, Andhra Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of The Andhra Pradesh State Cooperative Bank Limited situated in Vizianagaram or anywhere in Andhra Pradesh can easily transfer funds instantly by using the correct IFSC Code APBL0002013. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for The Andhra Pradesh State Cooperative Bank Limited, Seethanagaram Branch, Vizianagaram

The table below shows the main details of the IFSC Code APBL0002013 for the The Andhra Pradesh State Cooperative Bank Limited branch in Vizianagaram, which falls under the Seethanagaram district in Andhra Pradesh.

Particulars Details
Bank The Andhra Pradesh State Cooperative Bank Limited
IFSC Code APBL0002013
Branch Seethanagaram Branch
City Vizianagaram
District Seethanagaram
State Andhra Pradesh
Address The District Co-Operative Central Bank Ltd., Seethanagaram Branch Dr.No.2-154, Velamavari Street, Seethanagaram

These details are essential not only for online banking users but also for businesses and individuals who use The Andhra Pradesh State Cooperative Bank Limited in Vizianagaram for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code APBL0002013 for the Seethanagaram Branch branch of The Andhra Pradesh State Cooperative Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with The Andhra Pradesh State Cooperative Bank Limited located in Seethanagaram Branch, Vizianagaram, Andhra Pradesh, are given a unique IFSC like APBL0002013 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Vizianagaram.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Vizianagaram and Seethanagaram.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to The Andhra Pradesh State Cooperative Bank Limited in Seethanagaram Branch goes to the correct branch. This is important because The Andhra Pradesh State Cooperative Bank Limited has thousands of branches in Andhra Pradesh and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code APBL0002013

The format of the IFSC Code for banks, including The Andhra Pradesh State Cooperative Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For The Andhra Pradesh State Cooperative Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Seethanagaram Branch in Vizianagaram.

For example, the IFSC Code APBL0002013 of The Andhra Pradesh State Cooperative Bank Limited for the Seethanagaram Branch branch includes these elements, identifying the bank and the branch location in Vizianagaram and Andhra Pradesh accurately.

How to Find IFSC Code for The Andhra Pradesh State Cooperative Bank Limited?

If you are trying to find the IFSC Code APBL0002013 of The Andhra Pradesh State Cooperative Bank Limited for its Seethanagaram Branch branch located in Vizianagaram, the following methods can help:

Cheque Book

The cheque book issued by The Andhra Pradesh State Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including The Andhra Pradesh State Cooperative Bank Limited branches in Vizianagaram and Seethanagaram, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of The Andhra Pradesh State Cooperative Bank Limited and navigate to the branch locator section. Search for Seethanagaram Branch or Vizianagaram to get the exact IFSC Code APBL0002013.

Mobile Banking App

If you use The Andhra Pradesh State Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for The Andhra Pradesh State Cooperative Bank Limited and Vizianagaram, you'll get the correct details.

How to Use IFSC Code APBL0002013 for Online Transfers?

If you have the IFSC Code APBL0002013 for the Seethanagaram Branch branch of The Andhra Pradesh State Cooperative Bank Limited in Vizianagaram, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code APBL0002013. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and The Andhra Pradesh State Cooperative Bank Limited IFSC Code APBL0002013.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for The Andhra Pradesh State Cooperative Bank Limited Seethanagaram Branch in Vizianagaram, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of The Andhra Pradesh State Cooperative Bank Limited in Seethanagaram Branch, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official The Andhra Pradesh State Cooperative Bank Limited website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Vizianagaram manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of The Andhra Pradesh State Cooperative Bank Limited in Seethanagaram Branch, Vizianagaram?

The IFSC Code is APBL0002013.

Is the IFSC Code APBL0002013 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of The Andhra Pradesh State Cooperative Bank Limited Seethanagaram Branch?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Seethanagaram Branch branch?

The address of the branch is The District Co-Operative Central Bank Ltd., Seethanagaram Branch Dr.No.2-154, Velamavari Street, Seethanagaram located in Vizianagaram, Seethanagaram, Andhra Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.