The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of The Andhra Pradesh State Cooperative Bank Limited for its Parvathipuram branch in Vizianagaram, Parvathipuram, Andhra Pradesh, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of The Andhra Pradesh State Cooperative Bank Limited located in Vizianagaram or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code APBL0002009. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for The Andhra Pradesh State Cooperative Bank Limited, Parvathipuram, Vizianagaram
Here are the main details that are associated with the IFSC Code APBL0002009 of The Andhra Pradesh State Cooperative Bank Limited for its branch located in Vizianagaram, within the district of Parvathipuram in the state of Andhra Pradesh.
| Particulars | Details |
|---|---|
| Bank | The Andhra Pradesh State Cooperative Bank Limited |
| IFSC Code | APBL0002009 |
| Branch | Parvathipuram |
| City | Vizianagaram |
| District | Parvathipuram |
| State | Andhra Pradesh |
| Address | The District Co-Operative Central Bank Ltd., Parvathipuram Branch Padmasree Cinema Theatre Oppsit Sahara India Upstairs Parvati Puram |
These details are crucial, not just for online banking users but also for businesses and individuals who use The Andhra Pradesh State Cooperative Bank Limited in Vizianagaram for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code APBL0002009 for the Parvathipuram branch of The Andhra Pradesh State Cooperative Bank Limited has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with The Andhra Pradesh State Cooperative Bank Limited located in Parvathipuram, Vizianagaram, Andhra Pradesh, are allotted a unique IFSC like APBL0002009 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Vizianagaram.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Vizianagaram and Parvathipuram.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to The Andhra Pradesh State Cooperative Bank Limited in Parvathipuram reaches the right place, even though there are thousands of branches in Andhra Pradesh and across India.
Format of the IFSC Code APBL0002009
The format of the IFSC Code for banks, including The Andhra Pradesh State Cooperative Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For The Andhra Pradesh State Cooperative Bank Limited, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Parvathipuram in Vizianagaram.
For example, the IFSC Code APBL0002009 of The Andhra Pradesh State Cooperative Bank Limited for the Parvathipuram branch includes these elements, identifying the bank and the branch location in Vizianagaram and Andhra Pradesh accurately.
How to Find IFSC Code for The Andhra Pradesh State Cooperative Bank Limited?
If you are trying to find the IFSC Code APBL0002009 of The Andhra Pradesh State Cooperative Bank Limited for its Parvathipuram branch located in Vizianagaram, the following methods can help:
Cheque Book
The cheque book issued by The Andhra Pradesh State Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including The Andhra Pradesh State Cooperative Bank Limited branches in Vizianagaram and Parvathipuram, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of The Andhra Pradesh State Cooperative Bank Limited and navigate to the branch locator section. Search for Parvathipuram or Vizianagaram to get the exact IFSC Code APBL0002009.
Mobile Banking App
If you use The Andhra Pradesh State Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for The Andhra Pradesh State Cooperative Bank Limited and Vizianagaram, you'll get the correct details.
How to Use IFSC Code APBL0002009 for Online Transfers?
Once you have the IFSC Code APBL0002009 for the Parvathipuram branch of The Andhra Pradesh State Cooperative Bank Limited in Vizianagaram, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code APBL0002009. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and The Andhra Pradesh State Cooperative Bank Limited IFSC Code APBL0002009.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for The Andhra Pradesh State Cooperative Bank Limited Parvathipuram in Vizianagaram, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Andhra Pradesh State Cooperative Bank Limited in Parvathipuram, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The Andhra Pradesh State Cooperative Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Vizianagaram to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Parvathipuram Vizianagaram branch is APBL0002009.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at The District Co-Operative Central Bank Ltd., Parvathipuram Branch Padmasree Cinema Theatre Oppsit Sahara India Upstairs Parvati Puram.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.