The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of The Andhra Pradesh State Cooperative Bank Limited for its Garividi branch in Vizianagaram, Garividi, Andhra Pradesh, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of The Andhra Pradesh State Cooperative Bank Limited located in Vizianagaram or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code APBL0002006. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for The Andhra Pradesh State Cooperative Bank Limited, Garividi, Vizianagaram
The table below shows the main details of the IFSC Code APBL0002006 for the The Andhra Pradesh State Cooperative Bank Limited branch in Vizianagaram, which falls under the Garividi district in Andhra Pradesh.
| Particulars | Details |
|---|---|
| Bank | The Andhra Pradesh State Cooperative Bank Limited |
| IFSC Code | APBL0002006 |
| Branch | Garividi |
| City | Vizianagaram |
| District | Garividi |
| State | Andhra Pradesh |
| Address | The District Co-Operative Central Bank Ltd., Main Road, Garividi Branch Garividi Town |
These details help users in online banking and for businesses and individuals who use The Andhra Pradesh State Cooperative Bank Limited in Vizianagaram for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code APBL0002006 for the Garividi branch of The Andhra Pradesh State Cooperative Bank Limited has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with The Andhra Pradesh State Cooperative Bank Limited located in Garividi, Vizianagaram, Andhra Pradesh, are given a unique IFSC like APBL0002006 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Vizianagaram.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Vizianagaram and Garividi.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to The Andhra Pradesh State Cooperative Bank Limited in Garividi goes to the correct branch. This is important because The Andhra Pradesh State Cooperative Bank Limited has thousands of branches in Andhra Pradesh and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code APBL0002006
The format of the IFSC Code for banks, including The Andhra Pradesh State Cooperative Bank Limited, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For The Andhra Pradesh State Cooperative Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Garividi in Vizianagaram.
For example, the IFSC Code APBL0002006 of The Andhra Pradesh State Cooperative Bank Limited for the Garividi branch includes these elements, identifying the bank and the branch location in Vizianagaram and Andhra Pradesh correctly.
How to Find IFSC Code for The Andhra Pradesh State Cooperative Bank Limited?
If you are trying to find the IFSC Code APBL0002006 of The Andhra Pradesh State Cooperative Bank Limited for its Garividi branch located in Vizianagaram, the following methods can help:
Cheque Book
The cheque book issued by The Andhra Pradesh State Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including The Andhra Pradesh State Cooperative Bank Limited branches in Vizianagaram and Garividi, print them on the first page of your passbook.
Bank Website
Visit the official website of The Andhra Pradesh State Cooperative Bank Limited and navigate to the branch locator section. Search for Garividi or Vizianagaram to get the exact IFSC Code APBL0002006.
Mobile Banking App
If you use The Andhra Pradesh State Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for The Andhra Pradesh State Cooperative Bank Limited and Vizianagaram, you'll get the correct details.
How to Use IFSC Code APBL0002006 for Online Transfers?
Once you have the IFSC Code APBL0002006 for the Garividi branch of The Andhra Pradesh State Cooperative Bank Limited in Vizianagaram, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code APBL0002006. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and The Andhra Pradesh State Cooperative Bank Limited IFSC Code APBL0002006.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the The Andhra Pradesh State Cooperative Bank Limited Garividi in Vizianagaram, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Andhra Pradesh State Cooperative Bank Limited in Garividi, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The Andhra Pradesh State Cooperative Bank Limited website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Vizianagaram manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Garividi Vizianagaram branch is APBL0002006.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at The District Co-Operative Central Bank Ltd., Main Road, Garividi Branch Garividi Town.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.