The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of The Andhra Pradesh State Cooperative Bank Limited for its Bobbili branch in Vizianagaram, Bobbili, Andhra Pradesh, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of The Andhra Pradesh State Cooperative Bank Limited located in Vizianagaram or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code APBL0002002. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for The Andhra Pradesh State Cooperative Bank Limited, Bobbili, Vizianagaram
Here are the main details that are associated with the IFSC Code APBL0002002 of The Andhra Pradesh State Cooperative Bank Limited for its branch located in Vizianagaram, within the district of Bobbili in the state of Andhra Pradesh.
| Particulars | Details |
|---|---|
| Bank | The Andhra Pradesh State Cooperative Bank Limited |
| IFSC Code | APBL0002002 |
| Branch | Bobbili |
| City | Vizianagaram |
| District | Bobbili |
| State | Andhra Pradesh |
| Address | The District Co-Operative Central Bank Ltd., Bobbili Branch, 33/110A, Balijipeta Road,Bobbili |
These details are crucial, not just for online banking users but also for businesses and individuals who use The Andhra Pradesh State Cooperative Bank Limited in Vizianagaram for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code APBL0002002 for the Bobbili branch of The Andhra Pradesh State Cooperative Bank Limited has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like APBL0002002 is given to every bank branch, including The Andhra Pradesh State Cooperative Bank Limited located in Bobbili, Vizianagaram, Andhra Pradesh, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the The Andhra Pradesh State Cooperative Bank Limited branch in Vizianagaram.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Vizianagaram and Bobbili.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Andhra Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for The Andhra Pradesh State Cooperative Bank Limited in Bobbili doesn't end up at another location.
Format of the IFSC Code APBL0002002
The format of the IFSC Code for banks, including The Andhra Pradesh State Cooperative Bank Limited, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For The Andhra Pradesh State Cooperative Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bobbili in Vizianagaram.
For example, the IFSC Code APBL0002002 of The Andhra Pradesh State Cooperative Bank Limited for the Bobbili branch includes these elements, identifying the bank and the branch location in Vizianagaram and Andhra Pradesh correctly.
How to Find IFSC Code for The Andhra Pradesh State Cooperative Bank Limited?
If you are trying to find the IFSC Code APBL0002002 of The Andhra Pradesh State Cooperative Bank Limited for its Bobbili branch located in Vizianagaram, the following methods can help:
Cheque Book
The cheque books that are issued by The Andhra Pradesh State Cooperative Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including The Andhra Pradesh State Cooperative Bank Limited branches in Vizianagaram and Bobbili, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of The Andhra Pradesh State Cooperative Bank Limited and find the branch locator section. Search for Bobbili or Vizianagaram to get the exact IFSC Code APBL0002002.
Mobile Banking App
If you use The Andhra Pradesh State Cooperative Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for The Andhra Pradesh State Cooperative Bank Limited and Vizianagaram that will provide accurate information.
How to Use IFSC Code APBL0002002 for Online Transfers?
Once you have the IFSC Code APBL0002002 for the Bobbili branch of The Andhra Pradesh State Cooperative Bank Limited in Vizianagaram, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code APBL0002002. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and The Andhra Pradesh State Cooperative Bank Limited IFSC Code APBL0002002.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the The Andhra Pradesh State Cooperative Bank Limited Bobbili in Vizianagaram, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Andhra Pradesh State Cooperative Bank Limited in Bobbili, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The Andhra Pradesh State Cooperative Bank Limited website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Vizianagaram manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is APBL0002002.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is The District Co-Operative Central Bank Ltd., Bobbili Branch, 33/110A, Balijipeta Road,Bobbili located in Vizianagaram, Bobbili, Andhra Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.