Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of The Andhra Pradesh State Cooperative Bank Limited for its The District Co-Operative Central Bank Ltd Srikakulam-Saravakota branch in Srikakulam, Saravakota, Andhra Pradesh, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of The Andhra Pradesh State Cooperative Bank Limited located in Srikakulam or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code APBL0001024. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for The Andhra Pradesh State Cooperative Bank Limited, The District Co-Operative Central Bank Ltd Srikakulam-Saravakota, Srikakulam
The table below shows the main details of the IFSC Code APBL0001024 for the The Andhra Pradesh State Cooperative Bank Limited branch in Srikakulam, which falls under the Saravakota district in Andhra Pradesh.
| Particulars | Details |
|---|---|
| Bank | The Andhra Pradesh State Cooperative Bank Limited |
| IFSC Code | APBL0001024 |
| Branch | The District Co-Operative Central Bank Ltd Srikakulam-Saravakota |
| City | Srikakulam |
| District | Saravakota |
| State | Andhra Pradesh |
| Address | The District Co-Operative Central Bank Ltd , Srikakulam , Saravakota Branch,Main Road,Near Saravakota Pacs,Saravakota,Srikakulam, Pin-532426 |
These details helps users in online banking and for businesses and individuals who use The Andhra Pradesh State Cooperative Bank Limited in Srikakulam for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code APBL0001024 for the The District Co-Operative Central Bank Ltd Srikakulam-Saravakota branch of The Andhra Pradesh State Cooperative Bank Limited plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including The Andhra Pradesh State Cooperative Bank Limited located in The District Co-Operative Central Bank Ltd Srikakulam-Saravakota, Srikakulam, Andhra Pradesh, is provided with a unique IFSC like APBL0001024 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the The Andhra Pradesh State Cooperative Bank Limited branch in Srikakulam.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Srikakulam and Saravakota.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Andhra Pradesh and the rest of India and the IFSC Code ensures that transactions meant for The Andhra Pradesh State Cooperative Bank Limited in The District Co-Operative Central Bank Ltd Srikakulam-Saravakota do not get mixed with another location.
Format of the IFSC Code APBL0001024
The format of the IFSC Code for banks, including The Andhra Pradesh State Cooperative Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For The Andhra Pradesh State Cooperative Bank Limited, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as The District Co-Operative Central Bank Ltd Srikakulam-Saravakota in Srikakulam.
For example, the IFSC Code APBL0001024 of The Andhra Pradesh State Cooperative Bank Limited for the The District Co-Operative Central Bank Ltd Srikakulam-Saravakota branch includes these elements, identifying the bank and the branch location in Srikakulam and Andhra Pradesh accurately.
How to Find IFSC Code for The Andhra Pradesh State Cooperative Bank Limited?
If you are trying to find the IFSC Code APBL0001024 of The Andhra Pradesh State Cooperative Bank Limited for its The District Co-Operative Central Bank Ltd Srikakulam-Saravakota branch located in Srikakulam, the following methods can help:
Cheque Book
The cheque book issued by The Andhra Pradesh State Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including The Andhra Pradesh State Cooperative Bank Limited branches in Srikakulam and Saravakota, print them on the first page of your passbook.
Bank Website
Visit the official website of The Andhra Pradesh State Cooperative Bank Limited and navigate to the branch locator section. Search for The District Co-Operative Central Bank Ltd Srikakulam-Saravakota or Srikakulam to get the exact IFSC Code APBL0001024.
Mobile Banking App
If you use The Andhra Pradesh State Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for The Andhra Pradesh State Cooperative Bank Limited and Srikakulam, you'll get the correct details.
How to Use IFSC Code APBL0001024 for Online Transfers?
Once you have the IFSC Code APBL0001024 for the The District Co-Operative Central Bank Ltd Srikakulam-Saravakota branch of The Andhra Pradesh State Cooperative Bank Limited in Srikakulam, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code APBL0001024. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and The Andhra Pradesh State Cooperative Bank Limited IFSC Code APBL0001024.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the The Andhra Pradesh State Cooperative Bank Limited The District Co-Operative Central Bank Ltd Srikakulam-Saravakota in Srikakulam, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Andhra Pradesh State Cooperative Bank Limited in The District Co-Operative Central Bank Ltd Srikakulam-Saravakota, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The Andhra Pradesh State Cooperative Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Srikakulam to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is APBL0001024.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is The District Co-Operative Central Bank Ltd , Srikakulam , Saravakota Branch,Main Road,Near Saravakota Pacs,Saravakota,Srikakulam, Pin-532426 located in Srikakulam, Saravakota, Andhra Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.