Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of The Andhra Pradesh State Cooperative Bank Limited for its Rajam branch in Srikakulam, Rajam, Andhra Pradesh, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of The Andhra Pradesh State Cooperative Bank Limited located in Srikakulam or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code APBL0001011. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for The Andhra Pradesh State Cooperative Bank Limited, Rajam, Srikakulam

Here are the main details that are associated with the IFSC Code APBL0001011 of The Andhra Pradesh State Cooperative Bank Limited for its branch located in Srikakulam, within the district of Rajam in the state of Andhra Pradesh.

Particulars Details
Bank The Andhra Pradesh State Cooperative Bank Limited
IFSC Code APBL0001011
Branch Rajam
City Srikakulam
District Rajam
State Andhra Pradesh
Address Madava Bazar, Rajam -532 127

These details are important not only for users using online banking but also for businesses and individuals who use The Andhra Pradesh State Cooperative Bank Limited in Srikakulam for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code APBL0001011 for the Rajam branch of The Andhra Pradesh State Cooperative Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including The Andhra Pradesh State Cooperative Bank Limited located in Rajam, Srikakulam, Andhra Pradesh, is provided a unique IFSC like APBL0001011 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the The Andhra Pradesh State Cooperative Bank Limited branch in Srikakulam.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Srikakulam and Rajam.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Andhra Pradesh and the rest of India, the IFSC Code ensures that transactions meant for The Andhra Pradesh State Cooperative Bank Limited in Rajam do not get misguided to another person.

Format of the IFSC Code APBL0001011

This is the format of the IFSC Code for banks, including The Andhra Pradesh State Cooperative Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For The Andhra Pradesh State Cooperative Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Rajam in Srikakulam.

For example, the IFSC Code APBL0001011 of The Andhra Pradesh State Cooperative Bank Limited for the Rajam branch includes these elements, identifying the bank and the branch location in Srikakulam and Andhra Pradesh accurately.

How to Find IFSC Code for The Andhra Pradesh State Cooperative Bank Limited?

If you are looking for the IFSC Code APBL0001011 of The Andhra Pradesh State Cooperative Bank Limited for its Rajam branch located in Srikakulam, the following methods can help:

Cheque Book

The cheque book that is issued by The Andhra Pradesh State Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including The Andhra Pradesh State Cooperative Bank Limited branches in Srikakulam and Rajam, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of The Andhra Pradesh State Cooperative Bank Limited and look for the branch locator section, then search for Rajam or Srikakulam to get the exact IFSC Code APBL0001011.

Mobile Banking App

If you use The Andhra Pradesh State Cooperative Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for The Andhra Pradesh State Cooperative Bank Limited and Srikakulam, then it will provide you proper information.

How to Use IFSC Code APBL0001011 for Online Transfers?

Once you have the IFSC Code APBL0001011 for the Rajam branch of The Andhra Pradesh State Cooperative Bank Limited in Srikakulam, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code APBL0001011. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and The Andhra Pradesh State Cooperative Bank Limited IFSC Code APBL0001011.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the The Andhra Pradesh State Cooperative Bank Limited Rajam in Srikakulam, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Andhra Pradesh State Cooperative Bank Limited in Rajam, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official The Andhra Pradesh State Cooperative Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Srikakulam to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of The Andhra Pradesh State Cooperative Bank Limited in Rajam, Srikakulam?

The IFSC Code is APBL0001011.

Is the IFSC Code APBL0001011 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of The Andhra Pradesh State Cooperative Bank Limited Rajam?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Rajam branch?

The address of the branch is Madava Bazar, Rajam -532 127 located in Srikakulam, Rajam, Andhra Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.