Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of The Andhra Pradesh State Cooperative Bank Limited for its Uppalaguptam branch in Kakinada, Uppalaguptam, Andhra Pradesh, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of The Andhra Pradesh State Cooperative Bank Limited located in Kakinada or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code APBL0004047. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for The Andhra Pradesh State Cooperative Bank Limited, Uppalaguptam, Kakinada
The table below shows the main details of the IFSC Code APBL0004047 for the The Andhra Pradesh State Cooperative Bank Limited branch in Kakinada, which falls under the Uppalaguptam district in Andhra Pradesh.
| Particulars | Details |
|---|---|
| Bank | The Andhra Pradesh State Cooperative Bank Limited |
| IFSC Code | APBL0004047 |
| Branch | Uppalaguptam |
| City | Kakinada |
| District | Uppalaguptam |
| State | Andhra Pradesh |
| Address | D.No.6-95/30, Uppalaguptam |
These details are crucial, not just for online banking users but also for businesses and individuals who use The Andhra Pradesh State Cooperative Bank Limited in Kakinada for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code APBL0004047 for the Uppalaguptam branch of The Andhra Pradesh State Cooperative Bank Limited has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with The Andhra Pradesh State Cooperative Bank Limited located in Uppalaguptam, Kakinada, Andhra Pradesh, are allotted a unique IFSC like APBL0004047 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Kakinada.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Kakinada and Uppalaguptam.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to The Andhra Pradesh State Cooperative Bank Limited in Uppalaguptam reaches the right place, even though there are thousands of branches in Andhra Pradesh and across India.
Format of the IFSC Code APBL0004047
This is the format of the IFSC Code for banks, including The Andhra Pradesh State Cooperative Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For The Andhra Pradesh State Cooperative Bank Limited, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Uppalaguptam in Kakinada.
For example, the IFSC Code APBL0004047 of The Andhra Pradesh State Cooperative Bank Limited for the Uppalaguptam branch includes these elements, identifying the bank and the branch location in Kakinada and Andhra Pradesh accurately.
How to Find IFSC Code for The Andhra Pradesh State Cooperative Bank Limited?
If you are trying to find the IFSC Code APBL0004047 of The Andhra Pradesh State Cooperative Bank Limited for its Uppalaguptam branch located in Kakinada, the following methods can help:
Cheque Book
The cheque book issued by The Andhra Pradesh State Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including The Andhra Pradesh State Cooperative Bank Limited branches in Kakinada and Uppalaguptam, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of The Andhra Pradesh State Cooperative Bank Limited and navigate to the branch locator section. Search for Uppalaguptam or Kakinada to get the exact IFSC Code APBL0004047.
Mobile Banking App
If you use The Andhra Pradesh State Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for The Andhra Pradesh State Cooperative Bank Limited and Kakinada, you'll get the correct details.
How to Use IFSC Code APBL0004047 for Online Transfers?
Once you have the IFSC Code APBL0004047 for the Uppalaguptam branch of The Andhra Pradesh State Cooperative Bank Limited in Kakinada, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code APBL0004047. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and The Andhra Pradesh State Cooperative Bank Limited IFSC Code APBL0004047.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the The Andhra Pradesh State Cooperative Bank Limited Uppalaguptam in Kakinada, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of The Andhra Pradesh State Cooperative Bank Limited in Uppalaguptam, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official The Andhra Pradesh State Cooperative Bank Limited website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Kakinada manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is APBL0004047.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is D.No.6-95/30, Uppalaguptam located in Kakinada, Uppalaguptam, Andhra Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.