Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of The Andhra Pradesh State Cooperative Bank Limited for its Rangampeta branch in Kakinada, Rangampeta, Andhra Pradesh, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of The Andhra Pradesh State Cooperative Bank Limited located in Kakinada or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code APBL0004037. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for The Andhra Pradesh State Cooperative Bank Limited, Rangampeta, Kakinada

Below in the table are the key details related to IFSC Code APBL0004037 of The Andhra Pradesh State Cooperative Bank Limited for its branch located in Kakinada, within the district of Rangampeta in the state of Andhra Pradesh.

Particulars Details
Bank The Andhra Pradesh State Cooperative Bank Limited
IFSC Code APBL0004037
Branch Rangampeta
City Kakinada
District Rangampeta
State Andhra Pradesh
Address D.No.6-121, Main Road, Rangampeta

These details are important not only for users using online banking but also for businesses and individuals who use The Andhra Pradesh State Cooperative Bank Limited in Kakinada for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code APBL0004037 for the Rangampeta branch of The Andhra Pradesh State Cooperative Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like APBL0004037 is given to every bank branch, including The Andhra Pradesh State Cooperative Bank Limited located in Rangampeta, Kakinada, Andhra Pradesh, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the The Andhra Pradesh State Cooperative Bank Limited branch in Kakinada.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Kakinada and Rangampeta.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Andhra Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for The Andhra Pradesh State Cooperative Bank Limited in Rangampeta doesn't end up at another location.

Format of the IFSC Code APBL0004037

The format of the IFSC Code for banks, including The Andhra Pradesh State Cooperative Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For The Andhra Pradesh State Cooperative Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Rangampeta in Kakinada.

For example, the IFSC Code APBL0004037 of The Andhra Pradesh State Cooperative Bank Limited for the Rangampeta branch includes these elements, identifying the bank and the branch location in Kakinada and Andhra Pradesh correctly.

How to Find IFSC Code for The Andhra Pradesh State Cooperative Bank Limited?

If you are trying to find the IFSC Code APBL0004037 of The Andhra Pradesh State Cooperative Bank Limited for its Rangampeta branch located in Kakinada, the following methods can help:

Cheque Book

The cheque book issued by The Andhra Pradesh State Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including The Andhra Pradesh State Cooperative Bank Limited branches in Kakinada and Rangampeta, print them on the first page of your passbook.

Bank Website

Visit the official website of The Andhra Pradesh State Cooperative Bank Limited and navigate to the branch locator section. Search for Rangampeta or Kakinada to get the exact IFSC Code APBL0004037.

Mobile Banking App

If you use The Andhra Pradesh State Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for The Andhra Pradesh State Cooperative Bank Limited and Kakinada, you'll get the correct details.

How to Use IFSC Code APBL0004037 for Online Transfers?

Once you have the IFSC Code APBL0004037 for the Rangampeta branch of The Andhra Pradesh State Cooperative Bank Limited in Kakinada, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code APBL0004037. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and The Andhra Pradesh State Cooperative Bank Limited IFSC Code APBL0004037.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for The Andhra Pradesh State Cooperative Bank Limited Rangampeta in Kakinada may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Andhra Pradesh State Cooperative Bank Limited in Rangampeta, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official The Andhra Pradesh State Cooperative Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Kakinada to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of The Andhra Pradesh State Cooperative Bank Limited in Rangampeta, Kakinada?

The IFSC Code is APBL0004037.

Is the IFSC Code APBL0004037 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of The Andhra Pradesh State Cooperative Bank Limited Rangampeta?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Rangampeta branch?

The address of the branch is D.No.6-121, Main Road, Rangampeta located in Kakinada, Rangampeta, Andhra Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.