Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of The Andhra Pradesh State Cooperative Bank Limited for its Pedapudi branch in Kakinada, Pedapudi, Andhra Pradesh, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of The Andhra Pradesh State Cooperative Bank Limited located in Kakinada or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code APBL0004029. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for The Andhra Pradesh State Cooperative Bank Limited, Pedapudi, Kakinada

Here are some of the key details that come with the IFSC Code APBL0004029 of The Andhra Pradesh State Cooperative Bank Limited for its branch located in Kakinada, within the district of Pedapudi in the state of Andhra Pradesh.

Particulars Details
Bank The Andhra Pradesh State Cooperative Bank Limited
IFSC Code APBL0004029
Branch Pedapudi
City Kakinada
District Pedapudi
State Andhra Pradesh
Address D.No.10-64, Near Mdo Office, Pedapudi

These details are important not only for users using online banking but also for businesses and individuals who use The Andhra Pradesh State Cooperative Bank Limited in Kakinada for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code APBL0004029 for the Pedapudi branch of The Andhra Pradesh State Cooperative Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like APBL0004029 is given to every bank branch, including The Andhra Pradesh State Cooperative Bank Limited located in Pedapudi, Kakinada, Andhra Pradesh, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the The Andhra Pradesh State Cooperative Bank Limited branch in Kakinada.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Kakinada and Pedapudi.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Andhra Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for The Andhra Pradesh State Cooperative Bank Limited in Pedapudi doesn't end up at another location.

Format of the IFSC Code APBL0004029

The format of the IFSC Code for banks, including The Andhra Pradesh State Cooperative Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In The Andhra Pradesh State Cooperative Bank Limited, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Pedapudi in Kakinada.

For example, the IFSC Code APBL0004029 of The Andhra Pradesh State Cooperative Bank Limited for the Pedapudi branch has these elements, identifying the bank and the branch location in Kakinada and Andhra Pradesh correctly.

How to Find IFSC Code for The Andhra Pradesh State Cooperative Bank Limited?

To find the IFSC Code APBL0004029 of The Andhra Pradesh State Cooperative Bank Limited for its Pedapudi branch located in Kakinada, the following methods can help you out:

Cheque Book

The cheque book issued by The Andhra Pradesh State Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including The Andhra Pradesh State Cooperative Bank Limited branches in Kakinada and Pedapudi, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of The Andhra Pradesh State Cooperative Bank Limited and go to the branch locator section. Then search for Pedapudi or Kakinada to find the exact IFSC Code APBL0004029.

Mobile Banking App

If you use The Andhra Pradesh State Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for The Andhra Pradesh State Cooperative Bank Limited and Kakinada will provide accurate information.

How to Use IFSC Code APBL0004029 for Online Transfers?

If you have the IFSC Code APBL0004029 for the Pedapudi branch of The Andhra Pradesh State Cooperative Bank Limited in Kakinada, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code APBL0004029. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and The Andhra Pradesh State Cooperative Bank Limited IFSC Code APBL0004029.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for The Andhra Pradesh State Cooperative Bank Limited Pedapudi in Kakinada, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Andhra Pradesh State Cooperative Bank Limited in Pedapudi, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official The Andhra Pradesh State Cooperative Bank Limited website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Kakinada manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of The Andhra Pradesh State Cooperative Bank Limited in Pedapudi, Kakinada?

The IFSC Code is APBL0004029.

Is the IFSC Code APBL0004029 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of The Andhra Pradesh State Cooperative Bank Limited Pedapudi?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Pedapudi branch?

The address of the branch is D.No.10-64, Near Mdo Office, Pedapudi located in Kakinada, Pedapudi, Andhra Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.