Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of The Andhra Pradesh State Cooperative Bank Limited for its Kadiam branch in Kakinada, Kadiam, or Andhra Pradesh, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of The Andhra Pradesh State Cooperative Bank Limited located in Kakinada or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code APBL0004017. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for The Andhra Pradesh State Cooperative Bank Limited, Kadiam, Kakinada
Below in the table are the key details related to IFSC Code APBL0004017 of The Andhra Pradesh State Cooperative Bank Limited for its branch located in Kakinada, within the district of Kadiam in the state of Andhra Pradesh.
| Particulars | Details |
|---|---|
| Bank | The Andhra Pradesh State Cooperative Bank Limited |
| IFSC Code | APBL0004017 |
| Branch | Kadiam |
| City | Kakinada |
| District | Kadiam |
| State | Andhra Pradesh |
| Address | Panchayat Street, Kadiam |
These details help users in online banking and for businesses and individuals who use The Andhra Pradesh State Cooperative Bank Limited in Kakinada for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code APBL0004017 for the Kadiam branch of The Andhra Pradesh State Cooperative Bank Limited has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including The Andhra Pradesh State Cooperative Bank Limited located in Kadiam, Kakinada, Andhra Pradesh, is provided with a unique IFSC like APBL0004017 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the The Andhra Pradesh State Cooperative Bank Limited branch in Kakinada.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Kakinada and Kadiam.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Andhra Pradesh and the rest of India and the IFSC Code ensures that transactions meant for The Andhra Pradesh State Cooperative Bank Limited in Kadiam do not get mixed with another location.
Format of the IFSC Code APBL0004017
The format of the IFSC Code for banks, including The Andhra Pradesh State Cooperative Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For The Andhra Pradesh State Cooperative Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kadiam in Kakinada.
For example, the IFSC Code APBL0004017 of The Andhra Pradesh State Cooperative Bank Limited for the Kadiam branch includes these elements, identifying the bank and the branch location in Kakinada and Andhra Pradesh accurately.
How to Find IFSC Code for The Andhra Pradesh State Cooperative Bank Limited?
If you are looking for the IFSC Code APBL0004017 of The Andhra Pradesh State Cooperative Bank Limited for its Kadiam branch located in Kakinada, the following methods can help:
Cheque Book
The cheque book that is issued by The Andhra Pradesh State Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including The Andhra Pradesh State Cooperative Bank Limited branches in Kakinada and Kadiam, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of The Andhra Pradesh State Cooperative Bank Limited and look for the branch locator section, then search for Kadiam or Kakinada to get the exact IFSC Code APBL0004017.
Mobile Banking App
If you use The Andhra Pradesh State Cooperative Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for The Andhra Pradesh State Cooperative Bank Limited and Kakinada, then it will provide you proper information.
How to Use IFSC Code APBL0004017 for Online Transfers?
Once you have the IFSC Code APBL0004017 for the Kadiam branch of The Andhra Pradesh State Cooperative Bank Limited in Kakinada, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code APBL0004017. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and The Andhra Pradesh State Cooperative Bank Limited IFSC Code APBL0004017.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for The Andhra Pradesh State Cooperative Bank Limited Kadiam in Kakinada may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Andhra Pradesh State Cooperative Bank Limited in Kadiam, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The Andhra Pradesh State Cooperative Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Kakinada to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Kadiam Kakinada branch is APBL0004017.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Panchayat Street, Kadiam.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.