Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of The Andhra Pradesh State Cooperative Bank Limited for its Gollapalem branch in Kakinada, Gollapalem, or Andhra Pradesh, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of The Andhra Pradesh State Cooperative Bank Limited located in Kakinada or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code APBL0004014. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for The Andhra Pradesh State Cooperative Bank Limited, Gollapalem, Kakinada

Here are the main details that are associated with the IFSC Code APBL0004014 of The Andhra Pradesh State Cooperative Bank Limited for its branch located in Kakinada, within the district of Gollapalem in the state of Andhra Pradesh.

Particulars Details
Bank The Andhra Pradesh State Cooperative Bank Limited
IFSC Code APBL0004014
Branch Gollapalem
City Kakinada
District Gollapalem
State Andhra Pradesh
Address D.No.1-72. Main Road, Gollapalem

These details are crucial, not just for online banking users but also for businesses and individuals who use The Andhra Pradesh State Cooperative Bank Limited in Kakinada for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code APBL0004014 for the Gollapalem branch of The Andhra Pradesh State Cooperative Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including The Andhra Pradesh State Cooperative Bank Limited located in Gollapalem, Kakinada, Andhra Pradesh, is provided a unique IFSC like APBL0004014 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the The Andhra Pradesh State Cooperative Bank Limited branch in Kakinada.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Kakinada and Gollapalem.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Andhra Pradesh and the rest of India, the IFSC Code ensures that transactions meant for The Andhra Pradesh State Cooperative Bank Limited in Gollapalem do not get misguided to another person.

Format of the IFSC Code APBL0004014

The format of the IFSC Code for banks, including The Andhra Pradesh State Cooperative Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In The Andhra Pradesh State Cooperative Bank Limited, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Gollapalem in Kakinada.

For example, the IFSC Code APBL0004014 of The Andhra Pradesh State Cooperative Bank Limited for the Gollapalem branch has these elements, identifying the bank and the branch location in Kakinada and Andhra Pradesh correctly.

How to Find IFSC Code for The Andhra Pradesh State Cooperative Bank Limited?

If you are looking for the IFSC Code APBL0004014 of The Andhra Pradesh State Cooperative Bank Limited for its Gollapalem branch located in Kakinada, the following methods can help:

Cheque Book

The cheque book that is issued by The Andhra Pradesh State Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including The Andhra Pradesh State Cooperative Bank Limited branches in Kakinada and Gollapalem, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of The Andhra Pradesh State Cooperative Bank Limited and look for the branch locator section, then search for Gollapalem or Kakinada to get the exact IFSC Code APBL0004014.

Mobile Banking App

If you use The Andhra Pradesh State Cooperative Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for The Andhra Pradesh State Cooperative Bank Limited and Kakinada, then it will provide you proper information.

How to Use IFSC Code APBL0004014 for Online Transfers?

Once you have the IFSC Code APBL0004014 for the Gollapalem branch of The Andhra Pradesh State Cooperative Bank Limited in Kakinada, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code APBL0004014. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and The Andhra Pradesh State Cooperative Bank Limited IFSC Code APBL0004014.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the The Andhra Pradesh State Cooperative Bank Limited Gollapalem in Kakinada, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Andhra Pradesh State Cooperative Bank Limited in Gollapalem, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official The Andhra Pradesh State Cooperative Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Kakinada to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of The Andhra Pradesh State Cooperative Bank Limited Gollapalem Kakinada?

The IFSC Code of the Gollapalem Kakinada branch is APBL0004014.

Is IFSC Code APBL0004014 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the The Andhra Pradesh State Cooperative Bank Limited Gollapalem branch?

The branch is located at D.No.1-72. Main Road, Gollapalem.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.