Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of The Andhra Pradesh State Cooperative Bank Limited for its The Guntur District Co-Operative Central Bank Ltd branch in Guntur, Chenchupet, or Andhra Pradesh, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of The Andhra Pradesh State Cooperative Bank Limited located in Guntur or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code APBL0007043. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for The Andhra Pradesh State Cooperative Bank Limited, The Guntur District Co-Operative Central Bank Ltd, Guntur

Here are the main details that are associated with the IFSC Code APBL0007043 of The Andhra Pradesh State Cooperative Bank Limited for its branch located in Guntur, within the district of Chenchupet in the state of Andhra Pradesh.

Particulars Details
Bank The Andhra Pradesh State Cooperative Bank Limited
IFSC Code APBL0007043
Branch The Guntur District Co-Operative Central Bank Ltd
City Guntur
District Chenchupet
State Andhra Pradesh
Address D No 11-1-18, Opp Raavi Towers, Chenchupet, Tenali Mandal, Guntur District-522202

These details help users in online banking and for businesses and individuals who use The Andhra Pradesh State Cooperative Bank Limited in Guntur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code APBL0007043 for the The Guntur District Co-Operative Central Bank Ltd branch of The Andhra Pradesh State Cooperative Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including The Andhra Pradesh State Cooperative Bank Limited located in The Guntur District Co-Operative Central Bank Ltd, Guntur, Andhra Pradesh, is provided a unique IFSC like APBL0007043 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the The Andhra Pradesh State Cooperative Bank Limited branch in Guntur.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Guntur and Chenchupet.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Andhra Pradesh and the rest of India, the IFSC Code ensures that transactions meant for The Andhra Pradesh State Cooperative Bank Limited in The Guntur District Co-Operative Central Bank Ltd do not get misguided to another person.

Format of the IFSC Code APBL0007043

The format of the IFSC Code for banks, including The Andhra Pradesh State Cooperative Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For The Andhra Pradesh State Cooperative Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as The Guntur District Co-Operative Central Bank Ltd in Guntur.

For example, the IFSC Code APBL0007043 of The Andhra Pradesh State Cooperative Bank Limited for the The Guntur District Co-Operative Central Bank Ltd branch includes these elements, identifying the bank and the branch location in Guntur and Andhra Pradesh accurately.

How to Find IFSC Code for The Andhra Pradesh State Cooperative Bank Limited?

To find the IFSC Code APBL0007043 of The Andhra Pradesh State Cooperative Bank Limited for its The Guntur District Co-Operative Central Bank Ltd branch located in Guntur, the following methods can help you out:

Cheque Book

The cheque book issued by The Andhra Pradesh State Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including The Andhra Pradesh State Cooperative Bank Limited branches in Guntur and Chenchupet, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of The Andhra Pradesh State Cooperative Bank Limited and go to the branch locator section. Then search for The Guntur District Co-Operative Central Bank Ltd or Guntur to find the exact IFSC Code APBL0007043.

Mobile Banking App

If you use The Andhra Pradesh State Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for The Andhra Pradesh State Cooperative Bank Limited and Guntur will provide accurate information.

How to Use IFSC Code APBL0007043 for Online Transfers?

Once you have the IFSC Code APBL0007043 for the The Guntur District Co-Operative Central Bank Ltd branch of The Andhra Pradesh State Cooperative Bank Limited in Guntur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code APBL0007043. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and The Andhra Pradesh State Cooperative Bank Limited IFSC Code APBL0007043.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the The Andhra Pradesh State Cooperative Bank Limited The Guntur District Co-Operative Central Bank Ltd in Guntur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of The Andhra Pradesh State Cooperative Bank Limited in The Guntur District Co-Operative Central Bank Ltd, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official The Andhra Pradesh State Cooperative Bank Limited website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Guntur manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of The Andhra Pradesh State Cooperative Bank Limited in The Guntur District Co-Operative Central Bank Ltd, Guntur?

The IFSC Code is APBL0007043.

Is the IFSC Code APBL0007043 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of The Andhra Pradesh State Cooperative Bank Limited The Guntur District Co-Operative Central Bank Ltd?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the The Guntur District Co-Operative Central Bank Ltd branch?

The address of the branch is D No 11-1-18, Opp Raavi Towers, Chenchupet, Tenali Mandal, Guntur District-522202 located in Guntur, Chenchupet, Andhra Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.