For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of The Andhra Pradesh State Cooperative Bank Limited for its The Dist. Co-Operative Central Bank Ltd., Guntur - Nagaram branch in Guntur, Nagaram, Andhra Pradesh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of The Andhra Pradesh State Cooperative Bank Limited located in Guntur or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code APBL0007042. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for The Andhra Pradesh State Cooperative Bank Limited, The Dist. Co-Operative Central Bank Ltd., Guntur - Nagaram, Guntur

Here are the main details that are associated with the IFSC Code APBL0007042 of The Andhra Pradesh State Cooperative Bank Limited for its branch located in Guntur, within the district of Nagaram in the state of Andhra Pradesh.

Particulars Details
Bank The Andhra Pradesh State Cooperative Bank Limited
IFSC Code APBL0007042
Branch The Dist. Co-Operative Central Bank Ltd., Guntur - Nagaram
City Guntur
District Nagaram
State Andhra Pradesh
Address D No 2-5/17, Main Road, Nagaram (Village), Nagaram (Mandal), Guntur District - 522268

These details are essential not only for online banking users but also for businesses and individuals who use The Andhra Pradesh State Cooperative Bank Limited in Guntur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code APBL0007042 for the The Dist. Co-Operative Central Bank Ltd., Guntur - Nagaram branch of The Andhra Pradesh State Cooperative Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including The Andhra Pradesh State Cooperative Bank Limited located in The Dist. Co-Operative Central Bank Ltd., Guntur - Nagaram, Guntur, Andhra Pradesh, is provided a unique IFSC like APBL0007042 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the The Andhra Pradesh State Cooperative Bank Limited branch in Guntur.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Guntur and Nagaram.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Andhra Pradesh and the rest of India, the IFSC Code ensures that transactions meant for The Andhra Pradesh State Cooperative Bank Limited in The Dist. Co-Operative Central Bank Ltd., Guntur - Nagaram do not get misguided to another person.

Format of the IFSC Code APBL0007042

The format of the IFSC Code for banks, including The Andhra Pradesh State Cooperative Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For The Andhra Pradesh State Cooperative Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as The Dist. Co-Operative Central Bank Ltd., Guntur - Nagaram in Guntur.

For example, the IFSC Code APBL0007042 of The Andhra Pradesh State Cooperative Bank Limited for the The Dist. Co-Operative Central Bank Ltd., Guntur - Nagaram branch includes these elements, identifying the bank and the branch location in Guntur and Andhra Pradesh accurately.

How to Find IFSC Code for The Andhra Pradesh State Cooperative Bank Limited?

If you are trying to find the IFSC Code APBL0007042 of The Andhra Pradesh State Cooperative Bank Limited for its The Dist. Co-Operative Central Bank Ltd., Guntur - Nagaram branch located in Guntur, the following methods can help:

Cheque Book

The cheque book issued by The Andhra Pradesh State Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including The Andhra Pradesh State Cooperative Bank Limited branches in Guntur and Nagaram, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of The Andhra Pradesh State Cooperative Bank Limited and navigate to the branch locator section. Search for The Dist. Co-Operative Central Bank Ltd., Guntur - Nagaram or Guntur to get the exact IFSC Code APBL0007042.

Mobile Banking App

If you use The Andhra Pradesh State Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for The Andhra Pradesh State Cooperative Bank Limited and Guntur, you'll get the correct details.

How to Use IFSC Code APBL0007042 for Online Transfers?

Once you have the IFSC Code APBL0007042 for the The Dist. Co-Operative Central Bank Ltd., Guntur - Nagaram branch of The Andhra Pradesh State Cooperative Bank Limited in Guntur, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code APBL0007042. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and The Andhra Pradesh State Cooperative Bank Limited IFSC Code APBL0007042.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for The Andhra Pradesh State Cooperative Bank Limited The Dist. Co-Operative Central Bank Ltd., Guntur - Nagaram in Guntur, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Andhra Pradesh State Cooperative Bank Limited in The Dist. Co-Operative Central Bank Ltd., Guntur - Nagaram, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official The Andhra Pradesh State Cooperative Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Guntur to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of The Andhra Pradesh State Cooperative Bank Limited The Dist. Co-Operative Central Bank Ltd., Guntur - Nagaram Guntur?

The IFSC Code of the The Dist. Co-Operative Central Bank Ltd., Guntur - Nagaram Guntur branch is APBL0007042.

Is IFSC Code APBL0007042 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the The Andhra Pradesh State Cooperative Bank Limited The Dist. Co-Operative Central Bank Ltd., Guntur - Nagaram branch?

The branch is located at D No 2-5/17, Main Road, Nagaram (Village), Nagaram (Mandal), Guntur District - 522268.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.