Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of The Andhra Pradesh State Cooperative Bank Limited for its Gurazala branch in Guntur, Gurazala, or Andhra Pradesh, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of The Andhra Pradesh State Cooperative Bank Limited located in Guntur or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code APBL0007013. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for The Andhra Pradesh State Cooperative Bank Limited, Gurazala, Guntur

Here are the main details that are associated with the IFSC Code APBL0007013 of The Andhra Pradesh State Cooperative Bank Limited for its branch located in Guntur, within the district of Gurazala in the state of Andhra Pradesh.

Particulars Details
Bank The Andhra Pradesh State Cooperative Bank Limited
IFSC Code APBL0007013
Branch Gurazala
City Guntur
District Gurazala
State Andhra Pradesh
Address Gurazala ├Éγçô 522415

These details are important not only for users using online banking but also for businesses and individuals who use The Andhra Pradesh State Cooperative Bank Limited in Guntur for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code APBL0007013 for the Gurazala branch of The Andhra Pradesh State Cooperative Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including The Andhra Pradesh State Cooperative Bank Limited located in Gurazala, Guntur, Andhra Pradesh, is provided a unique IFSC like APBL0007013 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the The Andhra Pradesh State Cooperative Bank Limited branch in Guntur.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Guntur and Gurazala.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Andhra Pradesh and the rest of India, the IFSC Code ensures that transactions meant for The Andhra Pradesh State Cooperative Bank Limited in Gurazala do not get misguided to another person.

Format of the IFSC Code APBL0007013

The format of the IFSC Code for banks, including The Andhra Pradesh State Cooperative Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In The Andhra Pradesh State Cooperative Bank Limited, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Gurazala in Guntur.

For example, the IFSC Code APBL0007013 of The Andhra Pradesh State Cooperative Bank Limited for the Gurazala branch has these elements, identifying the bank and the branch location in Guntur and Andhra Pradesh correctly.

How to Find IFSC Code for The Andhra Pradesh State Cooperative Bank Limited?

If you are trying to find the IFSC Code APBL0007013 of The Andhra Pradesh State Cooperative Bank Limited for its Gurazala branch located in Guntur, the following methods can help:

Cheque Book

The cheque books that are issued by The Andhra Pradesh State Cooperative Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including The Andhra Pradesh State Cooperative Bank Limited branches in Guntur and Gurazala, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of The Andhra Pradesh State Cooperative Bank Limited and find the branch locator section. Search for Gurazala or Guntur to get the exact IFSC Code APBL0007013.

Mobile Banking App

If you use The Andhra Pradesh State Cooperative Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for The Andhra Pradesh State Cooperative Bank Limited and Guntur that will provide accurate information.

How to Use IFSC Code APBL0007013 for Online Transfers?

If you have the IFSC Code APBL0007013 for the Gurazala branch of The Andhra Pradesh State Cooperative Bank Limited in Guntur, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code APBL0007013. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and The Andhra Pradesh State Cooperative Bank Limited IFSC Code APBL0007013.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for The Andhra Pradesh State Cooperative Bank Limited Gurazala in Guntur, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Andhra Pradesh State Cooperative Bank Limited in Gurazala, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official The Andhra Pradesh State Cooperative Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Guntur to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of The Andhra Pradesh State Cooperative Bank Limited in Gurazala, Guntur?

The IFSC Code is APBL0007013.

Is the IFSC Code APBL0007013 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of The Andhra Pradesh State Cooperative Bank Limited Gurazala?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Gurazala branch?

The address of the branch is Gurazala ├Éγçô 522415 located in Guntur, Gurazala, Andhra Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.