There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of The Andhra Pradesh State Cooperative Bank Limited for its Chilakaluripet branch in Guntur, Chilakaluripet, Andhra Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of The Andhra Pradesh State Cooperative Bank Limited situated in Guntur or anywhere in Andhra Pradesh can easily transfer funds instantly by using the correct IFSC Code APBL0007009. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for The Andhra Pradesh State Cooperative Bank Limited, Chilakaluripet, Guntur

The table below shows the main details of the IFSC Code APBL0007009 for the The Andhra Pradesh State Cooperative Bank Limited branch in Guntur, which falls under the Chilakaluripet district in Andhra Pradesh.

Particulars Details
Bank The Andhra Pradesh State Cooperative Bank Limited
IFSC Code APBL0007009
Branch Chilakaluripet
City Guntur
District Chilakaluripet
State Andhra Pradesh
Address Chilakaluripet ├Éγçô 522616Tsr Complex.

These details helps users in online banking and for businesses and individuals who use The Andhra Pradesh State Cooperative Bank Limited in Guntur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code APBL0007009 for the Chilakaluripet branch of The Andhra Pradesh State Cooperative Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including The Andhra Pradesh State Cooperative Bank Limited located in Chilakaluripet, Guntur, Andhra Pradesh, is provided with a unique IFSC like APBL0007009 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the The Andhra Pradesh State Cooperative Bank Limited branch in Guntur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Guntur and Chilakaluripet.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Andhra Pradesh and the rest of India and the IFSC Code ensures that transactions meant for The Andhra Pradesh State Cooperative Bank Limited in Chilakaluripet do not get mixed with another location.

Format of the IFSC Code APBL0007009

The format of the IFSC Code for banks, including The Andhra Pradesh State Cooperative Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For The Andhra Pradesh State Cooperative Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Chilakaluripet in Guntur.

For example, the IFSC Code APBL0007009 of The Andhra Pradesh State Cooperative Bank Limited for the Chilakaluripet branch includes these elements, identifying the bank and the branch location in Guntur and Andhra Pradesh accurately.

How to Find IFSC Code for The Andhra Pradesh State Cooperative Bank Limited?

If you are looking for the IFSC Code APBL0007009 of The Andhra Pradesh State Cooperative Bank Limited for its Chilakaluripet branch located in Guntur, the following methods can help:

Cheque Book

The cheque book that is issued by The Andhra Pradesh State Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including The Andhra Pradesh State Cooperative Bank Limited branches in Guntur and Chilakaluripet, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of The Andhra Pradesh State Cooperative Bank Limited and look for the branch locator section, then search for Chilakaluripet or Guntur to get the exact IFSC Code APBL0007009.

Mobile Banking App

If you use The Andhra Pradesh State Cooperative Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for The Andhra Pradesh State Cooperative Bank Limited and Guntur, then it will provide you proper information.

How to Use IFSC Code APBL0007009 for Online Transfers?

Once you have the IFSC Code APBL0007009 for the Chilakaluripet branch of The Andhra Pradesh State Cooperative Bank Limited in Guntur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code APBL0007009. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and The Andhra Pradesh State Cooperative Bank Limited IFSC Code APBL0007009.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the The Andhra Pradesh State Cooperative Bank Limited Chilakaluripet in Guntur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Andhra Pradesh State Cooperative Bank Limited in Chilakaluripet, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official The Andhra Pradesh State Cooperative Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Guntur to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of The Andhra Pradesh State Cooperative Bank Limited in Chilakaluripet, Guntur?

The IFSC Code is APBL0007009.

Is the IFSC Code APBL0007009 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of The Andhra Pradesh State Cooperative Bank Limited Chilakaluripet?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Chilakaluripet branch?

The address of the branch is Chilakaluripet ├Éγçô 522616Tsr Complex. located in Guntur, Chilakaluripet, Andhra Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.