Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of The Andhra Pradesh State Cooperative Bank Limited for its Jangareddigudem branch in Eluru, Jangareddigudem, or Andhra Pradesh, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of The Andhra Pradesh State Cooperative Bank Limited located in Eluru or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code APBL0005016. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for The Andhra Pradesh State Cooperative Bank Limited, Jangareddigudem, Eluru
The table below shows the main details of the IFSC Code APBL0005016 for the The Andhra Pradesh State Cooperative Bank Limited branch in Eluru, which falls under the Jangareddigudem district in Andhra Pradesh.
| Particulars | Details |
|---|---|
| Bank | The Andhra Pradesh State Cooperative Bank Limited |
| IFSC Code | APBL0005016 |
| Branch | Jangareddigudem |
| City | Eluru |
| District | Jangareddigudem |
| State | Andhra Pradesh |
| Address | Aswarao Peta Road, J.R.Gudem |
These details are crucial, not just for online banking users but also for businesses and individuals who use The Andhra Pradesh State Cooperative Bank Limited in Eluru for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code APBL0005016 for the Jangareddigudem branch of The Andhra Pradesh State Cooperative Bank Limited has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with The Andhra Pradesh State Cooperative Bank Limited located in Jangareddigudem, Eluru, Andhra Pradesh, are allotted a unique IFSC like APBL0005016 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Eluru.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Eluru and Jangareddigudem.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to The Andhra Pradesh State Cooperative Bank Limited in Jangareddigudem reaches the right place, even though there are thousands of branches in Andhra Pradesh and across India.
Format of the IFSC Code APBL0005016
This is the format of the IFSC Code for banks, including The Andhra Pradesh State Cooperative Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For The Andhra Pradesh State Cooperative Bank Limited, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Jangareddigudem in Eluru.
For example, the IFSC Code APBL0005016 of The Andhra Pradesh State Cooperative Bank Limited for the Jangareddigudem branch includes these elements, identifying the bank and the branch location in Eluru and Andhra Pradesh accurately.
How to Find IFSC Code for The Andhra Pradesh State Cooperative Bank Limited?
If you are trying to find the IFSC Code APBL0005016 of The Andhra Pradesh State Cooperative Bank Limited for its Jangareddigudem branch located in Eluru, the following methods can help:
Cheque Book
The cheque book issued by The Andhra Pradesh State Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including The Andhra Pradesh State Cooperative Bank Limited branches in Eluru and Jangareddigudem, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of The Andhra Pradesh State Cooperative Bank Limited and navigate to the branch locator section. Search for Jangareddigudem or Eluru to get the exact IFSC Code APBL0005016.
Mobile Banking App
If you use The Andhra Pradesh State Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for The Andhra Pradesh State Cooperative Bank Limited and Eluru, you'll get the correct details.
How to Use IFSC Code APBL0005016 for Online Transfers?
If you have the IFSC Code APBL0005016 for the Jangareddigudem branch of The Andhra Pradesh State Cooperative Bank Limited in Eluru, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code APBL0005016. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and The Andhra Pradesh State Cooperative Bank Limited IFSC Code APBL0005016.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for The Andhra Pradesh State Cooperative Bank Limited Jangareddigudem in Eluru, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Andhra Pradesh State Cooperative Bank Limited in Jangareddigudem, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The Andhra Pradesh State Cooperative Bank Limited website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Eluru manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Jangareddigudem Eluru branch is APBL0005016.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Aswarao Peta Road, J.R.Gudem.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.