Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of The Andhra Pradesh State Cooperative Bank Limited for its Dccb Kakinada Ambajipeta branch in East Godavari, Kakinada, Andhra Pradesh, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of The Andhra Pradesh State Cooperative Bank Limited located in East Godavari or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code APBL0004050. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for The Andhra Pradesh State Cooperative Bank Limited, Dccb Kakinada Ambajipeta, East Godavari
Here are the key points that are associated with the IFSC Code APBL0004050 of The Andhra Pradesh State Cooperative Bank Limited for its branch located in East Godavari, within the district of Kakinada in the state of Andhra Pradesh.
| Particulars | Details |
|---|---|
| Bank | The Andhra Pradesh State Cooperative Bank Limited |
| IFSC Code | APBL0004050 |
| Branch | Dccb Kakinada Ambajipeta |
| City | East Godavari |
| District | Kakinada |
| State | Andhra Pradesh |
| Address | Opp.Andhrabank,Ambajipeta,Eastgodavaridist,Andhrapradesh.Pincode-533214 |
These details are important not only for users using online banking but also for businesses and individuals who use The Andhra Pradesh State Cooperative Bank Limited in East Godavari for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code APBL0004050 for the Dccb Kakinada Ambajipeta branch of The Andhra Pradesh State Cooperative Bank Limited is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with The Andhra Pradesh State Cooperative Bank Limited located in Dccb Kakinada Ambajipeta, East Godavari, Andhra Pradesh, are allotted a unique IFSC like APBL0004050 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in East Godavari.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like East Godavari and Kakinada.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to The Andhra Pradesh State Cooperative Bank Limited in Dccb Kakinada Ambajipeta reaches the right place, even though there are thousands of branches in Andhra Pradesh and across India.
Format of the IFSC Code APBL0004050
This is the format of the IFSC Code for banks, including The Andhra Pradesh State Cooperative Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For The Andhra Pradesh State Cooperative Bank Limited, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Dccb Kakinada Ambajipeta in East Godavari.
For example, the IFSC Code APBL0004050 of The Andhra Pradesh State Cooperative Bank Limited for the Dccb Kakinada Ambajipeta branch includes these elements, identifying the bank and the branch location in East Godavari and Andhra Pradesh accurately.
How to Find IFSC Code for The Andhra Pradesh State Cooperative Bank Limited?
If you are trying to find the IFSC Code APBL0004050 of The Andhra Pradesh State Cooperative Bank Limited for its Dccb Kakinada Ambajipeta branch located in East Godavari, the following methods can help:
Cheque Book
The cheque book issued by The Andhra Pradesh State Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including The Andhra Pradesh State Cooperative Bank Limited branches in East Godavari and Kakinada, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of The Andhra Pradesh State Cooperative Bank Limited and navigate to the branch locator section. Search for Dccb Kakinada Ambajipeta or East Godavari to get the exact IFSC Code APBL0004050.
Mobile Banking App
If you use The Andhra Pradesh State Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for The Andhra Pradesh State Cooperative Bank Limited and East Godavari, you'll get the correct details.
How to Use IFSC Code APBL0004050 for Online Transfers?
Once you have the IFSC Code APBL0004050 for the Dccb Kakinada Ambajipeta branch of The Andhra Pradesh State Cooperative Bank Limited in East Godavari, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code APBL0004050. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and The Andhra Pradesh State Cooperative Bank Limited IFSC Code APBL0004050.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the The Andhra Pradesh State Cooperative Bank Limited Dccb Kakinada Ambajipeta in East Godavari, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Andhra Pradesh State Cooperative Bank Limited in Dccb Kakinada Ambajipeta, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The Andhra Pradesh State Cooperative Bank Limited website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in East Godavari manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Dccb Kakinada Ambajipeta East Godavari branch is APBL0004050.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Opp.Andhrabank,Ambajipeta,Eastgodavaridist,Andhrapradesh.Pincode-533214.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.