The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of The Andhra Pradesh State Cooperative Bank Limited for its The Chittoor District Cooperative Central Bank Ltd Penumur branch in Chittoor, Penumur, Andhra Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of The Andhra Pradesh State Cooperative Bank Limited located in Chittoor or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code APBL0010039. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for The Andhra Pradesh State Cooperative Bank Limited, The Chittoor District Cooperative Central Bank Ltd Penumur, Chittoor

Here are some of the key details that come with the IFSC Code APBL0010039 of The Andhra Pradesh State Cooperative Bank Limited for its branch located in Chittoor, within the district of Penumur in the state of Andhra Pradesh.

Particulars Details
Bank The Andhra Pradesh State Cooperative Bank Limited
IFSC Code APBL0010039
Branch The Chittoor District Cooperative Central Bank Ltd Penumur
City Chittoor
District Penumur
State Andhra Pradesh
Address D.No.8-318, Om Shanthinagar Street, Old Ashok Theatre, Penumur, Chittoor District Ap- 517126

These details helps users in online banking and for businesses and individuals who use The Andhra Pradesh State Cooperative Bank Limited in Chittoor for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code APBL0010039 for the The Chittoor District Cooperative Central Bank Ltd Penumur branch of The Andhra Pradesh State Cooperative Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with The Andhra Pradesh State Cooperative Bank Limited located in The Chittoor District Cooperative Central Bank Ltd Penumur, Chittoor, Andhra Pradesh, are allotted a unique IFSC like APBL0010039 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Chittoor.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Chittoor and Penumur.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to The Andhra Pradesh State Cooperative Bank Limited in The Chittoor District Cooperative Central Bank Ltd Penumur reaches the right place, even though there are thousands of branches in Andhra Pradesh and across India.

Format of the IFSC Code APBL0010039

The format of the IFSC Code for banks, including The Andhra Pradesh State Cooperative Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In The Andhra Pradesh State Cooperative Bank Limited, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like The Chittoor District Cooperative Central Bank Ltd Penumur in Chittoor.

For example, the IFSC Code APBL0010039 of The Andhra Pradesh State Cooperative Bank Limited for the The Chittoor District Cooperative Central Bank Ltd Penumur branch has these elements, identifying the bank and the branch location in Chittoor and Andhra Pradesh correctly.

How to Find IFSC Code for The Andhra Pradesh State Cooperative Bank Limited?

If you are looking for the IFSC Code APBL0010039 of The Andhra Pradesh State Cooperative Bank Limited for its The Chittoor District Cooperative Central Bank Ltd Penumur branch located in Chittoor, the following methods can help:

Cheque Book

The cheque book that is issued by The Andhra Pradesh State Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including The Andhra Pradesh State Cooperative Bank Limited branches in Chittoor and Penumur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of The Andhra Pradesh State Cooperative Bank Limited and look for the branch locator section, then search for The Chittoor District Cooperative Central Bank Ltd Penumur or Chittoor to get the exact IFSC Code APBL0010039.

Mobile Banking App

If you use The Andhra Pradesh State Cooperative Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for The Andhra Pradesh State Cooperative Bank Limited and Chittoor, then it will provide you proper information.

How to Use IFSC Code APBL0010039 for Online Transfers?

Once you have the IFSC Code APBL0010039 for the The Chittoor District Cooperative Central Bank Ltd Penumur branch of The Andhra Pradesh State Cooperative Bank Limited in Chittoor, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code APBL0010039. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and The Andhra Pradesh State Cooperative Bank Limited IFSC Code APBL0010039.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for The Andhra Pradesh State Cooperative Bank Limited The Chittoor District Cooperative Central Bank Ltd Penumur in Chittoor, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of The Andhra Pradesh State Cooperative Bank Limited in The Chittoor District Cooperative Central Bank Ltd Penumur, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official The Andhra Pradesh State Cooperative Bank Limited website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Chittoor manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of The Andhra Pradesh State Cooperative Bank Limited in The Chittoor District Cooperative Central Bank Ltd Penumur, Chittoor?

The IFSC Code is APBL0010039.

Is the IFSC Code APBL0010039 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of The Andhra Pradesh State Cooperative Bank Limited The Chittoor District Cooperative Central Bank Ltd Penumur?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the The Chittoor District Cooperative Central Bank Ltd Penumur branch?

The address of the branch is D.No.8-318, Om Shanthinagar Street, Old Ashok Theatre, Penumur, Chittoor District Ap- 517126 located in Chittoor, Penumur, Andhra Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.