The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of The Andhra Pradesh State Cooperative Bank Limited for its Obula Devara Cheruvu branch in Anantapur, Obula Devara Cheruvu, Andhra Pradesh, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of The Andhra Pradesh State Cooperative Bank Limited located in Anantapur or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code APBL0012021. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for The Andhra Pradesh State Cooperative Bank Limited, Obula Devara Cheruvu, Anantapur
Here are some of the key details that come with the IFSC Code APBL0012021 of The Andhra Pradesh State Cooperative Bank Limited for its branch located in Anantapur, within the district of Obula Devara Cheruvu in the state of Andhra Pradesh.
| Particulars | Details |
|---|---|
| Bank | The Andhra Pradesh State Cooperative Bank Limited |
| IFSC Code | APBL0012021 |
| Branch | Obula Devara Cheruvu |
| City | Anantapur |
| District | Obula Devara Cheruvu |
| State | Andhra Pradesh |
| Address | C/O Society Compound, Obuladevara Cheruvu. |
These details are important not only for users using online banking but also for businesses and individuals who use The Andhra Pradesh State Cooperative Bank Limited in Anantapur for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code APBL0012021 for the Obula Devara Cheruvu branch of The Andhra Pradesh State Cooperative Bank Limited is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with The Andhra Pradesh State Cooperative Bank Limited located in Obula Devara Cheruvu, Anantapur, Andhra Pradesh, are given a unique IFSC like APBL0012021 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Anantapur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Anantapur and Obula Devara Cheruvu.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to The Andhra Pradesh State Cooperative Bank Limited in Obula Devara Cheruvu goes to the correct branch. This is important because The Andhra Pradesh State Cooperative Bank Limited has thousands of branches in Andhra Pradesh and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code APBL0012021
The format of the IFSC Code for banks, including The Andhra Pradesh State Cooperative Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In The Andhra Pradesh State Cooperative Bank Limited, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Obula Devara Cheruvu in Anantapur.
For example, the IFSC Code APBL0012021 of The Andhra Pradesh State Cooperative Bank Limited for the Obula Devara Cheruvu branch has these elements, identifying the bank and the branch location in Anantapur and Andhra Pradesh correctly.
How to Find IFSC Code for The Andhra Pradesh State Cooperative Bank Limited?
If you are trying to find the IFSC Code APBL0012021 of The Andhra Pradesh State Cooperative Bank Limited for its Obula Devara Cheruvu branch located in Anantapur, the following methods can help:
Cheque Book
The cheque books that are issued by The Andhra Pradesh State Cooperative Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including The Andhra Pradesh State Cooperative Bank Limited branches in Anantapur and Obula Devara Cheruvu, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of The Andhra Pradesh State Cooperative Bank Limited and find the branch locator section. Search for Obula Devara Cheruvu or Anantapur to get the exact IFSC Code APBL0012021.
Mobile Banking App
If you use The Andhra Pradesh State Cooperative Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for The Andhra Pradesh State Cooperative Bank Limited and Anantapur that will provide accurate information.
How to Use IFSC Code APBL0012021 for Online Transfers?
Once you have the IFSC Code APBL0012021 for the Obula Devara Cheruvu branch of The Andhra Pradesh State Cooperative Bank Limited in Anantapur, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code APBL0012021. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and The Andhra Pradesh State Cooperative Bank Limited IFSC Code APBL0012021.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for The Andhra Pradesh State Cooperative Bank Limited Obula Devara Cheruvu in Anantapur may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of The Andhra Pradesh State Cooperative Bank Limited in Obula Devara Cheruvu, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official The Andhra Pradesh State Cooperative Bank Limited website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Anantapur manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Obula Devara Cheruvu Anantapur branch is APBL0012021.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at C/O Society Compound, Obuladevara Cheruvu..
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.