The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of The Andhra Pradesh State Cooperative Bank Limited for its Gooty branch in Anantapur, Gooty, Andhra Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of The Andhra Pradesh State Cooperative Bank Limited located in Anantapur or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code APBL0012004. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for The Andhra Pradesh State Cooperative Bank Limited, Gooty, Anantapur

Below in the table are the key details related to IFSC Code APBL0012004 of The Andhra Pradesh State Cooperative Bank Limited for its branch located in Anantapur, within the district of Gooty in the state of Andhra Pradesh.

Particulars Details
Bank The Andhra Pradesh State Cooperative Bank Limited
IFSC Code APBL0012004
Branch Gooty
City Anantapur
District Gooty
State Andhra Pradesh
Address D No 7 740 Up Stairs Opp Apsrtc Bus Stand Main Road Gooty

These details helps users in online banking and for businesses and individuals who use The Andhra Pradesh State Cooperative Bank Limited in Anantapur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code APBL0012004 for the Gooty branch of The Andhra Pradesh State Cooperative Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with The Andhra Pradesh State Cooperative Bank Limited located in Gooty, Anantapur, Andhra Pradesh, are allotted a unique IFSC like APBL0012004 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Anantapur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Anantapur and Gooty.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to The Andhra Pradesh State Cooperative Bank Limited in Gooty reaches the right place, even though there are thousands of branches in Andhra Pradesh and across India.

Format of the IFSC Code APBL0012004

The format of the IFSC Code for banks, including The Andhra Pradesh State Cooperative Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For The Andhra Pradesh State Cooperative Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Gooty in Anantapur.

For example, the IFSC Code APBL0012004 of The Andhra Pradesh State Cooperative Bank Limited for the Gooty branch includes these elements, identifying the bank and the branch location in Anantapur and Andhra Pradesh accurately.

How to Find IFSC Code for The Andhra Pradesh State Cooperative Bank Limited?

If you are trying to find the IFSC Code APBL0012004 of The Andhra Pradesh State Cooperative Bank Limited for its Gooty branch located in Anantapur, the following methods can help:

Cheque Book

The cheque book issued by The Andhra Pradesh State Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including The Andhra Pradesh State Cooperative Bank Limited branches in Anantapur and Gooty, print them on the first page of your passbook.

Bank Website

Visit the official website of The Andhra Pradesh State Cooperative Bank Limited and navigate to the branch locator section. Search for Gooty or Anantapur to get the exact IFSC Code APBL0012004.

Mobile Banking App

If you use The Andhra Pradesh State Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for The Andhra Pradesh State Cooperative Bank Limited and Anantapur, you'll get the correct details.

How to Use IFSC Code APBL0012004 for Online Transfers?

Once you have the IFSC Code APBL0012004 for the Gooty branch of The Andhra Pradesh State Cooperative Bank Limited in Anantapur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code APBL0012004. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and The Andhra Pradesh State Cooperative Bank Limited IFSC Code APBL0012004.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the The Andhra Pradesh State Cooperative Bank Limited Gooty in Anantapur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Andhra Pradesh State Cooperative Bank Limited in Gooty, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official The Andhra Pradesh State Cooperative Bank Limited website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Anantapur manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of The Andhra Pradesh State Cooperative Bank Limited Gooty Anantapur?

The IFSC Code of the Gooty Anantapur branch is APBL0012004.

Is IFSC Code APBL0012004 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the The Andhra Pradesh State Cooperative Bank Limited Gooty branch?

The branch is located at D No 7 740 Up Stairs Opp Apsrtc Bus Stand Main Road Gooty.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.