Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of The Akola District Central Cooperative Bank for its Umri Branch branch in Umri, Akola, Maharashtra, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of The Akola District Central Cooperative Bank located in Umri or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code ADCC0000022. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for The Akola District Central Cooperative Bank, Umri Branch, Umri

Here are some of the key details that come with the IFSC Code ADCC0000022 of The Akola District Central Cooperative Bank for its branch located in Umri, within the district of Akola in the state of Maharashtra.

Particulars Details
Bank The Akola District Central Cooperative Bank
IFSC Code ADCC0000022
Branch Umri Branch
City Umri
District Akola
State Maharashtra
Address The Akola District Central Coop. Bank Ltd., Jatharpeth, Umari Road, Near Patil Market, Akola. 444005

These details help users in online banking and for businesses and individuals who use The Akola District Central Cooperative Bank in Umri for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ADCC0000022 for the Umri Branch branch of The Akola District Central Cooperative Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including The Akola District Central Cooperative Bank located in Umri Branch, Umri, Maharashtra, is provided a unique IFSC like ADCC0000022 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the The Akola District Central Cooperative Bank branch in Umri.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Umri and Akola.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Maharashtra and the rest of India, the IFSC Code ensures that transactions meant for The Akola District Central Cooperative Bank in Umri Branch do not get misguided to another person.

Format of the IFSC Code ADCC0000022

The format of the IFSC Code for banks, including The Akola District Central Cooperative Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For The Akola District Central Cooperative Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Umri Branch in Umri.

For example, the IFSC Code ADCC0000022 of The Akola District Central Cooperative Bank for the Umri Branch branch includes these elements, identifying the bank and the branch location in Umri and Maharashtra accurately.

How to Find IFSC Code for The Akola District Central Cooperative Bank?

If you are trying to find the IFSC Code ADCC0000022 of The Akola District Central Cooperative Bank for its Umri Branch branch located in Umri, the following methods can help:

Cheque Book

The cheque book issued by The Akola District Central Cooperative Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including The Akola District Central Cooperative Bank branches in Umri and Akola, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of The Akola District Central Cooperative Bank and navigate to the branch locator section. Search for Umri Branch or Umri to get the exact IFSC Code ADCC0000022.

Mobile Banking App

If you use The Akola District Central Cooperative Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for The Akola District Central Cooperative Bank and Umri, you'll get the correct details.

How to Use IFSC Code ADCC0000022 for Online Transfers?

If you have the IFSC Code ADCC0000022 for the Umri Branch branch of The Akola District Central Cooperative Bank in Umri, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ADCC0000022. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and The Akola District Central Cooperative Bank IFSC Code ADCC0000022.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for The Akola District Central Cooperative Bank Umri Branch in Umri, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of The Akola District Central Cooperative Bank in Umri Branch, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official The Akola District Central Cooperative Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Umri manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of The Akola District Central Cooperative Bank in Umri Branch, Umri?

The IFSC Code is ADCC0000022.

Is the IFSC Code ADCC0000022 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of The Akola District Central Cooperative Bank Umri Branch?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Umri Branch branch?

The address of the branch is The Akola District Central Coop. Bank Ltd., Jatharpeth, Umari Road, Near Patil Market, Akola. 444005 located in Umri, Akola, Maharashtra.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

Nearby THE AKOLA DISTRICT CENTRAL COOPERATIVE BANK Branches

Back to Top