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IFSC Code of The Ajara Urban Co Op Bank Ltd Ajara, Deliel Road, Mumbai, Maharashtra — AJAR0000005

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of The Ajara Urban Co Op Bank Ltd Ajara for its Deliel Road branch in Mumbai, Mumbai, or Maharashtra, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of The Ajara Urban Co Op Bank Ltd Ajara located in Mumbai or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code AJAR0000005. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for The Ajara Urban Co Op Bank Ltd Ajara, Deliel Road, Mumbai

The table below shows the main details of the IFSC Code AJAR0000005 for the The Ajara Urban Co Op Bank Ltd Ajara branch in Mumbai, which falls under the Mumbai district in Maharashtra.

Particulars Details
Bank The Ajara Urban Co Op Bank Ltd Ajara
IFSC Code AJAR0000005
Branch Deliel Road
City Mumbai
District Mumbai
State Maharashtra
Address Building No.19,Gala No.8/9/10,Harharwala Building,N.M.Joshi Marg

These details help users in online banking and for businesses and individuals who use The Ajara Urban Co Op Bank Ltd Ajara in Mumbai for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code AJAR0000005 for the Deliel Road branch of The Ajara Urban Co Op Bank Ltd Ajara has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including The Ajara Urban Co Op Bank Ltd Ajara located in Deliel Road, Mumbai, Maharashtra, is provided with a unique IFSC like AJAR0000005 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the The Ajara Urban Co Op Bank Ltd Ajara branch in Mumbai.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Mumbai and Mumbai.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Maharashtra and the rest of India and the IFSC Code ensures that transactions meant for The Ajara Urban Co Op Bank Ltd Ajara in Deliel Road do not get mixed with another location.

Format of the IFSC Code AJAR0000005

The format of the IFSC Code for banks, including The Ajara Urban Co Op Bank Ltd Ajara, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For The Ajara Urban Co Op Bank Ltd Ajara, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Deliel Road in Mumbai.

For example, the IFSC Code AJAR0000005 of The Ajara Urban Co Op Bank Ltd Ajara for the Deliel Road branch includes these elements, identifying the bank and the branch location in Mumbai and Maharashtra accurately.

How to Find IFSC Code for The Ajara Urban Co Op Bank Ltd Ajara?

To find the IFSC Code AJAR0000005 of The Ajara Urban Co Op Bank Ltd Ajara for its Deliel Road branch located in Mumbai, the following methods can help you out:

Cheque Book

The cheque book issued by The Ajara Urban Co Op Bank Ltd Ajara includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including The Ajara Urban Co Op Bank Ltd Ajara branches in Mumbai and Mumbai, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of The Ajara Urban Co Op Bank Ltd Ajara and go to the branch locator section. Then search for Deliel Road or Mumbai to find the exact IFSC Code AJAR0000005.

Mobile Banking App

If you use The Ajara Urban Co Op Bank Ltd Ajara's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for The Ajara Urban Co Op Bank Ltd Ajara and Mumbai will provide accurate information.

How to Use IFSC Code AJAR0000005 for Online Transfers?

If you have the IFSC Code AJAR0000005 for the Deliel Road branch of The Ajara Urban Co Op Bank Ltd Ajara in Mumbai, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code AJAR0000005. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and The Ajara Urban Co Op Bank Ltd Ajara IFSC Code AJAR0000005.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for The Ajara Urban Co Op Bank Ltd Ajara Deliel Road in Mumbai, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Ajara Urban Co Op Bank Ltd Ajara in Deliel Road, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official The Ajara Urban Co Op Bank Ltd Ajara website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Mumbai to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of The Ajara Urban Co Op Bank Ltd Ajara Deliel Road Mumbai?

The IFSC Code of the Deliel Road Mumbai branch is AJAR0000005.

Is IFSC Code AJAR0000005 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the The Ajara Urban Co Op Bank Ltd Ajara Deliel Road branch?

The branch is located at Building No.19,Gala No.8/9/10,Harharwala Building,N.M.Joshi Marg.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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