For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of The Ahmednagar District Central Co-Operative Bank Ltd for its Shirdi branch in Ahmednagar, Shirdi, Maharashtra, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of The Ahmednagar District Central Co-Operative Bank Ltd located in Ahmednagar or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code AHDC0000166. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for The Ahmednagar District Central Co-Operative Bank Ltd, Shirdi, Ahmednagar

Below in the table are the key details related to IFSC Code AHDC0000166 of The Ahmednagar District Central Co-Operative Bank Ltd for its branch located in Ahmednagar, within the district of Shirdi in the state of Maharashtra.

Particulars Details
Bank The Ahmednagar District Central Co-Operative Bank Ltd
IFSC Code AHDC0000166
Branch Shirdi
City Ahmednagar
District Shirdi
State Maharashtra
Address Post Shirdi Tal Rahata 423109

These details are essential not only for online banking users but also for businesses and individuals who use The Ahmednagar District Central Co-Operative Bank Ltd in Ahmednagar for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code AHDC0000166 for the Shirdi branch of The Ahmednagar District Central Co-Operative Bank Ltd plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like AHDC0000166 is given to every bank branch, including The Ahmednagar District Central Co-Operative Bank Ltd located in Shirdi, Ahmednagar, Maharashtra, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the The Ahmednagar District Central Co-Operative Bank Ltd branch in Ahmednagar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Ahmednagar and Shirdi.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Maharashtra and the rest of India, which is why the IFSC Code ensures that transactions meant for The Ahmednagar District Central Co-Operative Bank Ltd in Shirdi doesn't end up at another location.

Format of the IFSC Code AHDC0000166

The format of the IFSC Code for banks, including The Ahmednagar District Central Co-Operative Bank Ltd, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For The Ahmednagar District Central Co-Operative Bank Ltd, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Shirdi in Ahmednagar.

For example, the IFSC Code AHDC0000166 of The Ahmednagar District Central Co-Operative Bank Ltd for the Shirdi branch includes these elements, identifying the bank and the branch location in Ahmednagar and Maharashtra accurately.

How to Find IFSC Code for The Ahmednagar District Central Co-Operative Bank Ltd?

If you are trying to find the IFSC Code AHDC0000166 of The Ahmednagar District Central Co-Operative Bank Ltd for its Shirdi branch located in Ahmednagar, the following methods can help:

Cheque Book

The cheque book issued by The Ahmednagar District Central Co-Operative Bank Ltd includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including The Ahmednagar District Central Co-Operative Bank Ltd branches in Ahmednagar and Shirdi, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of The Ahmednagar District Central Co-Operative Bank Ltd and navigate to the branch locator section. Search for Shirdi or Ahmednagar to get the exact IFSC Code AHDC0000166.

Mobile Banking App

If you use The Ahmednagar District Central Co-Operative Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for The Ahmednagar District Central Co-Operative Bank Ltd and Ahmednagar, you'll get the correct details.

How to Use IFSC Code AHDC0000166 for Online Transfers?

Once you have the IFSC Code AHDC0000166 for the Shirdi branch of The Ahmednagar District Central Co-Operative Bank Ltd in Ahmednagar, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code AHDC0000166. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and The Ahmednagar District Central Co-Operative Bank Ltd IFSC Code AHDC0000166.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for The Ahmednagar District Central Co-Operative Bank Ltd Shirdi in Ahmednagar, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Ahmednagar District Central Co-Operative Bank Ltd in Shirdi, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official The Ahmednagar District Central Co-Operative Bank Ltd website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Ahmednagar to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of The Ahmednagar District Central Co-Operative Bank Ltd in Shirdi, Ahmednagar?

The IFSC Code is AHDC0000166.

Is the IFSC Code AHDC0000166 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of The Ahmednagar District Central Co-Operative Bank Ltd Shirdi?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Shirdi branch?

The address of the branch is Post Shirdi Tal Rahata 423109 located in Ahmednagar, Shirdi, Maharashtra.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.