The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of The Adarsh Cooperative Urban Bank Limited for its Tandur branch in Vikarabad, Tandur, Telangana, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of The Adarsh Cooperative Urban Bank Limited located in Vikarabad or anywhere in Telangana can transfer funds instantly by using the correct IFSC Code ADBK0001006. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for The Adarsh Cooperative Urban Bank Limited, Tandur, Vikarabad

The table below shows the main details of the IFSC Code ADBK0001006 for the The Adarsh Cooperative Urban Bank Limited branch in Vikarabad, which falls under the Tandur district in Telangana.

Particulars Details
Bank The Adarsh Cooperative Urban Bank Limited
IFSC Code ADBK0001006
Branch Tandur
City Vikarabad
District Tandur
State Telangana
Address 5-4-107/1&107/2,Gandhichowk,Tandur,Tandur(M),Vikarabaddist-501141

These details helps users in online banking and for businesses and individuals who use The Adarsh Cooperative Urban Bank Limited in Vikarabad for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ADBK0001006 for the Tandur branch of The Adarsh Cooperative Urban Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including The Adarsh Cooperative Urban Bank Limited located in Tandur, Vikarabad, Telangana, is provided a unique IFSC like ADBK0001006 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the The Adarsh Cooperative Urban Bank Limited branch in Vikarabad.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Vikarabad and Tandur.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Telangana and the rest of India, the IFSC Code ensures that transactions meant for The Adarsh Cooperative Urban Bank Limited in Tandur do not get misguided to another person.

Format of the IFSC Code ADBK0001006

The format of the IFSC Code for banks, including The Adarsh Cooperative Urban Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For The Adarsh Cooperative Urban Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Tandur in Vikarabad.

For example, the IFSC Code ADBK0001006 of The Adarsh Cooperative Urban Bank Limited for the Tandur branch includes these elements, identifying the bank and the branch location in Vikarabad and Telangana accurately.

How to Find IFSC Code for The Adarsh Cooperative Urban Bank Limited?

If you are trying to find the IFSC Code ADBK0001006 of The Adarsh Cooperative Urban Bank Limited for its Tandur branch located in Vikarabad, the following methods can help:

Cheque Book

The cheque book issued by The Adarsh Cooperative Urban Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including The Adarsh Cooperative Urban Bank Limited branches in Vikarabad and Tandur, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of The Adarsh Cooperative Urban Bank Limited and navigate to the branch locator section. Search for Tandur or Vikarabad to get the exact IFSC Code ADBK0001006.

Mobile Banking App

If you use The Adarsh Cooperative Urban Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for The Adarsh Cooperative Urban Bank Limited and Vikarabad, you'll get the correct details.

How to Use IFSC Code ADBK0001006 for Online Transfers?

Once you have the IFSC Code ADBK0001006 for the Tandur branch of The Adarsh Cooperative Urban Bank Limited in Vikarabad, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code ADBK0001006. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and The Adarsh Cooperative Urban Bank Limited IFSC Code ADBK0001006.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the The Adarsh Cooperative Urban Bank Limited Tandur in Vikarabad, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Adarsh Cooperative Urban Bank Limited in Tandur, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official The Adarsh Cooperative Urban Bank Limited website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Vikarabad manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of The Adarsh Cooperative Urban Bank Limited Tandur Vikarabad?

The IFSC Code of the Tandur Vikarabad branch is ADBK0001006.

Is IFSC Code ADBK0001006 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the The Adarsh Cooperative Urban Bank Limited Tandur branch?

The branch is located at 5-4-107/1&107/2,Gandhichowk,Tandur,Tandur(M),Vikarabaddist-501141.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.