Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of The Adarsh Cooperative Urban Bank Limited for its Jadcherla branch in Mahaboobnagar, Jadcherla, or Telangana, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of The Adarsh Cooperative Urban Bank Limited located in Mahaboobnagar or anywhere in Telangana can transfer funds instantly by using the correct IFSC Code ADBK0001013. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for The Adarsh Cooperative Urban Bank Limited, Jadcherla, Mahaboobnagar
Here are the main details that are associated with the IFSC Code ADBK0001013 of The Adarsh Cooperative Urban Bank Limited for its branch located in Mahaboobnagar, within the district of Jadcherla in the state of Telangana.
| Particulars | Details |
|---|---|
| Bank | The Adarsh Cooperative Urban Bank Limited |
| IFSC Code | ADBK0001013 |
| Branch | Jadcherla |
| City | Mahaboobnagar |
| District | Jadcherla |
| State | Telangana |
| Address | Survey No.229,Block No.1,Indira Colony,Jadcherla,Jadcherla Minicipality,Mahaboobnagar District,Telangana.Pin Code 509 301 |
These details are essential not only for online banking users but also for businesses and individuals who use The Adarsh Cooperative Urban Bank Limited in Mahaboobnagar for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ADBK0001013 for the Jadcherla branch of The Adarsh Cooperative Urban Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like ADBK0001013 is given to every bank branch, including The Adarsh Cooperative Urban Bank Limited located in Jadcherla, Mahaboobnagar, Telangana, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the The Adarsh Cooperative Urban Bank Limited branch in Mahaboobnagar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Mahaboobnagar and Jadcherla.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Telangana and the rest of India, which is why the IFSC Code ensures that transactions meant for The Adarsh Cooperative Urban Bank Limited in Jadcherla doesn't end up at another location.
Format of the IFSC Code ADBK0001013
The format of the IFSC Code for banks, including The Adarsh Cooperative Urban Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For The Adarsh Cooperative Urban Bank Limited, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Jadcherla in Mahaboobnagar.
For example, the IFSC Code ADBK0001013 of The Adarsh Cooperative Urban Bank Limited for the Jadcherla branch includes these elements, identifying the bank and the branch location in Mahaboobnagar and Telangana accurately.
How to Find IFSC Code for The Adarsh Cooperative Urban Bank Limited?
To find the IFSC Code ADBK0001013 of The Adarsh Cooperative Urban Bank Limited for its Jadcherla branch located in Mahaboobnagar, the following methods can help you out:
Cheque Book
The cheque book issued by The Adarsh Cooperative Urban Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including The Adarsh Cooperative Urban Bank Limited branches in Mahaboobnagar and Jadcherla, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of The Adarsh Cooperative Urban Bank Limited and go to the branch locator section. Then search for Jadcherla or Mahaboobnagar to find the exact IFSC Code ADBK0001013.
Mobile Banking App
If you use The Adarsh Cooperative Urban Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for The Adarsh Cooperative Urban Bank Limited and Mahaboobnagar will provide accurate information.
How to Use IFSC Code ADBK0001013 for Online Transfers?
If you have the IFSC Code ADBK0001013 for the Jadcherla branch of The Adarsh Cooperative Urban Bank Limited in Mahaboobnagar, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code ADBK0001013. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and The Adarsh Cooperative Urban Bank Limited IFSC Code ADBK0001013.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for The Adarsh Cooperative Urban Bank Limited Jadcherla in Mahaboobnagar, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Adarsh Cooperative Urban Bank Limited in Jadcherla, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The Adarsh Cooperative Urban Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Mahaboobnagar to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is ADBK0001013.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Survey No.229,Block No.1,Indira Colony,Jadcherla,Jadcherla Minicipality,Mahaboobnagar District,Telangana.Pin Code 509 301 located in Mahaboobnagar, Jadcherla, Telangana.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.