The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Tamilnad Mercantile Bank Limited for its Proddatur branch in Ysrkadappa, Proddatur, Andhra Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Tamilnad Mercantile Bank Limited located in Ysrkadappa or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code TMBL0000561. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Tamilnad Mercantile Bank Limited, Proddatur, Ysrkadappa

Below in the table are the key details related to IFSC Code TMBL0000561 of Tamilnad Mercantile Bank Limited for its branch located in Ysrkadappa, within the district of Proddatur in the state of Andhra Pradesh.

Particulars Details
Bank Tamilnad Mercantile Bank Limited
IFSC Code TMBL0000561
Branch Proddatur
City Ysrkadappa
District Proddatur
State Andhra Pradesh
Address Ground Floor Plot No 46 Ymr Colony Ward No 3 S No 307 2B Ysr Kadapa District Proddatur 516360 Andhra Pradesh

These details are essential not only for online banking users but also for businesses and individuals who use Tamilnad Mercantile Bank Limited in Ysrkadappa for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code TMBL0000561 for the Proddatur branch of Tamilnad Mercantile Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Tamilnad Mercantile Bank Limited located in Proddatur, Ysrkadappa, Andhra Pradesh, is provided a unique IFSC like TMBL0000561 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Tamilnad Mercantile Bank Limited branch in Ysrkadappa.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Ysrkadappa and Proddatur.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Andhra Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Tamilnad Mercantile Bank Limited in Proddatur do not get misguided to another person.

Format of the IFSC Code TMBL0000561

The format of the IFSC Code for banks, including Tamilnad Mercantile Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Tamilnad Mercantile Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Proddatur in Ysrkadappa.

For example, the IFSC Code TMBL0000561 of Tamilnad Mercantile Bank Limited for the Proddatur branch includes these elements, identifying the bank and the branch location in Ysrkadappa and Andhra Pradesh accurately.

How to Find IFSC Code for Tamilnad Mercantile Bank Limited?

If you are trying to find the IFSC Code TMBL0000561 of Tamilnad Mercantile Bank Limited for its Proddatur branch located in Ysrkadappa, the following methods can help:

Cheque Book

The cheque book issued by Tamilnad Mercantile Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Tamilnad Mercantile Bank Limited branches in Ysrkadappa and Proddatur, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Tamilnad Mercantile Bank Limited and navigate to the branch locator section. Search for Proddatur or Ysrkadappa to get the exact IFSC Code TMBL0000561.

Mobile Banking App

If you use Tamilnad Mercantile Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Tamilnad Mercantile Bank Limited and Ysrkadappa, you'll get the correct details.

How to Use IFSC Code TMBL0000561 for Online Transfers?

Once you have the IFSC Code TMBL0000561 for the Proddatur branch of Tamilnad Mercantile Bank Limited in Ysrkadappa, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code TMBL0000561. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Tamilnad Mercantile Bank Limited IFSC Code TMBL0000561.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Tamilnad Mercantile Bank Limited Proddatur in Ysrkadappa, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Tamilnad Mercantile Bank Limited in Proddatur, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Tamilnad Mercantile Bank Limited website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Ysrkadappa manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Tamilnad Mercantile Bank Limited Proddatur Ysrkadappa?

The IFSC Code of the Proddatur Ysrkadappa branch is TMBL0000561.

Is IFSC Code TMBL0000561 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Tamilnad Mercantile Bank Limited Proddatur branch?

The branch is located at Ground Floor Plot No 46 Ymr Colony Ward No 3 S No 307 2B Ysr Kadapa District Proddatur 516360 Andhra Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.