Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Tamilnad Mercantile Bank Limited for its Vadodara branch in Vadodara, Vadodara, Gujarat, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Tamilnad Mercantile Bank Limited located in Vadodara or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code TMBL0000150. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Tamilnad Mercantile Bank Limited, Vadodara, Vadodara

Here are some of the key details that come with the IFSC Code TMBL0000150 of Tamilnad Mercantile Bank Limited for its branch located in Vadodara, within the district of Vadodara in the state of Gujarat.

Particulars Details
Bank Tamilnad Mercantile Bank Limited
IFSC Code TMBL0000150
Branch Vadodara
City Vadodara
District Vadodara
State Gujarat
Address 40-Viswas Colony, Rc Dutt Road, Alkapuri, Vadodara-390005 Gujarat

These details helps users in online banking and for businesses and individuals who use Tamilnad Mercantile Bank Limited in Vadodara for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code TMBL0000150 for the Vadodara branch of Tamilnad Mercantile Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Tamilnad Mercantile Bank Limited located in Vadodara, Vadodara, Gujarat, is provided with a unique IFSC like TMBL0000150 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Tamilnad Mercantile Bank Limited branch in Vadodara.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Vadodara and Vadodara.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Gujarat and the rest of India and the IFSC Code ensures that transactions meant for Tamilnad Mercantile Bank Limited in Vadodara do not get mixed with another location.

Format of the IFSC Code TMBL0000150

The format of the IFSC Code for banks, including Tamilnad Mercantile Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Tamilnad Mercantile Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Vadodara in Vadodara.

For example, the IFSC Code TMBL0000150 of Tamilnad Mercantile Bank Limited for the Vadodara branch includes these elements, identifying the bank and the branch location in Vadodara and Gujarat correctly.

How to Find IFSC Code for Tamilnad Mercantile Bank Limited?

If you are looking for the IFSC Code TMBL0000150 of Tamilnad Mercantile Bank Limited for its Vadodara branch located in Vadodara, the following methods can help:

Cheque Book

The cheque book that is issued by Tamilnad Mercantile Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Tamilnad Mercantile Bank Limited branches in Vadodara and Vadodara, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Tamilnad Mercantile Bank Limited and look for the branch locator section, then search for Vadodara or Vadodara to get the exact IFSC Code TMBL0000150.

Mobile Banking App

If you use Tamilnad Mercantile Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Tamilnad Mercantile Bank Limited and Vadodara, then it will provide you proper information.

How to Use IFSC Code TMBL0000150 for Online Transfers?

If you have the IFSC Code TMBL0000150 for the Vadodara branch of Tamilnad Mercantile Bank Limited in Vadodara, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code TMBL0000150. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Tamilnad Mercantile Bank Limited IFSC Code TMBL0000150.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Tamilnad Mercantile Bank Limited Vadodara in Vadodara, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Tamilnad Mercantile Bank Limited in Vadodara, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Tamilnad Mercantile Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Vadodara to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Tamilnad Mercantile Bank Limited in Vadodara, Vadodara?

The IFSC Code is TMBL0000150.

Is the IFSC Code TMBL0000150 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Tamilnad Mercantile Bank Limited Vadodara?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Vadodara branch?

The address of the branch is 40-Viswas Colony, Rc Dutt Road, Alkapuri, Vadodara-390005 Gujarat located in Vadodara, Vadodara, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.