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IFSC Code of Tamilnad Mercantile Bank Limited, Keela Eral, Eral, Tamil Nadu — TMBL0000404

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Tamilnad Mercantile Bank Limited for its Keela Eral branch in Toothukudi, Eral, Tamil Nadu, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Tamilnad Mercantile Bank Limited located in Toothukudi or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code TMBL0000404. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Tamilnad Mercantile Bank Limited, Keela Eral, Toothukudi

Here are some of the key details that come with the IFSC Code TMBL0000404 of Tamilnad Mercantile Bank Limited for its branch located in Toothukudi, within the district of Eral in the state of Tamil Nadu.

Particulars Details
Bank Tamilnad Mercantile Bank Limited
IFSC Code TMBL0000404
Branch Keela Eral
City Toothukudi
District Eral
State Tamil Nadu
Address 311/1, Kamatchi Bazzar Main Road, Keela Eral -628908, Thoothukudi District

These details are important not only for users using online banking but also for businesses and individuals who use Tamilnad Mercantile Bank Limited in Toothukudi for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code TMBL0000404 for the Keela Eral branch of Tamilnad Mercantile Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Tamilnad Mercantile Bank Limited located in Keela Eral, Toothukudi, Tamil Nadu, are given a unique IFSC like TMBL0000404 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Toothukudi.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Toothukudi and Eral.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Tamilnad Mercantile Bank Limited in Keela Eral goes to the correct branch. This is important because Tamilnad Mercantile Bank Limited has thousands of branches in Tamil Nadu and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code TMBL0000404

The format of the IFSC Code for banks, including Tamilnad Mercantile Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Tamilnad Mercantile Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Keela Eral in Toothukudi.

For example, the IFSC Code TMBL0000404 of Tamilnad Mercantile Bank Limited for the Keela Eral branch includes these elements, identifying the bank and the branch location in Toothukudi and Tamil Nadu correctly.

How to Find IFSC Code for Tamilnad Mercantile Bank Limited?

If you are trying to find the IFSC Code TMBL0000404 of Tamilnad Mercantile Bank Limited for its Keela Eral branch located in Toothukudi, the following methods can help:

Cheque Book

The cheque book issued by Tamilnad Mercantile Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Tamilnad Mercantile Bank Limited branches in Toothukudi and Eral, print them on the first page of your passbook.

Bank Website

Visit the official website of Tamilnad Mercantile Bank Limited and navigate to the branch locator section. Search for Keela Eral or Toothukudi to get the exact IFSC Code TMBL0000404.

Mobile Banking App

If you use Tamilnad Mercantile Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Tamilnad Mercantile Bank Limited and Toothukudi, you'll get the correct details.

How to Use IFSC Code TMBL0000404 for Online Transfers?

Once you have the IFSC Code TMBL0000404 for the Keela Eral branch of Tamilnad Mercantile Bank Limited in Toothukudi, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code TMBL0000404. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Tamilnad Mercantile Bank Limited IFSC Code TMBL0000404.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Tamilnad Mercantile Bank Limited Keela Eral in Toothukudi, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Tamilnad Mercantile Bank Limited in Keela Eral, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Tamilnad Mercantile Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Toothukudi to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Tamilnad Mercantile Bank Limited in Keela Eral, Toothukudi?

The IFSC Code is TMBL0000404.

Is the IFSC Code TMBL0000404 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Tamilnad Mercantile Bank Limited Keela Eral?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Keela Eral branch?

The address of the branch is 311/1, Kamatchi Bazzar Main Road, Keela Eral -628908, Thoothukudi District located in Toothukudi, Eral, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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