The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Tamilnad Mercantile Bank Limited for its Valliyoor branch in Tirunelveli, Vallioor, Tamil Nadu, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Tamilnad Mercantile Bank Limited located in Tirunelveli or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code TMBL0000159. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Tamilnad Mercantile Bank Limited, Valliyoor, Tirunelveli
The table below shows the main details of the IFSC Code TMBL0000159 for the Tamilnad Mercantile Bank Limited branch in Tirunelveli, which falls under the Vallioor district in Tamil Nadu.
| Particulars | Details |
|---|---|
| Bank | Tamilnad Mercantile Bank Limited |
| IFSC Code | TMBL0000159 |
| Branch | Valliyoor |
| City | Tirunelveli |
| District | Vallioor |
| State | Tamil Nadu |
| Address | 498-A, Main Road, Valliyoor-627117 Tamilnadu |
These details are essential not only for online banking users but also for businesses and individuals who use Tamilnad Mercantile Bank Limited in Tirunelveli for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code TMBL0000159 for the Valliyoor branch of Tamilnad Mercantile Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like TMBL0000159 is given to every bank branch, including Tamilnad Mercantile Bank Limited located in Valliyoor, Tirunelveli, Tamil Nadu, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Tamilnad Mercantile Bank Limited branch in Tirunelveli.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Tirunelveli and Vallioor.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Tamil Nadu and the rest of India, which is why the IFSC Code ensures that transactions meant for Tamilnad Mercantile Bank Limited in Valliyoor doesn't end up at another location.
Format of the IFSC Code TMBL0000159
The format of the IFSC Code for banks, including Tamilnad Mercantile Bank Limited, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Tamilnad Mercantile Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Valliyoor in Tirunelveli.
For example, the IFSC Code TMBL0000159 of Tamilnad Mercantile Bank Limited for the Valliyoor branch includes these elements, identifying the bank and the branch location in Tirunelveli and Tamil Nadu correctly.
How to Find IFSC Code for Tamilnad Mercantile Bank Limited?
If you are trying to find the IFSC Code TMBL0000159 of Tamilnad Mercantile Bank Limited for its Valliyoor branch located in Tirunelveli, the following methods can help:
Cheque Book
The cheque book issued by Tamilnad Mercantile Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Tamilnad Mercantile Bank Limited branches in Tirunelveli and Vallioor, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Tamilnad Mercantile Bank Limited and navigate to the branch locator section. Search for Valliyoor or Tirunelveli to get the exact IFSC Code TMBL0000159.
Mobile Banking App
If you use Tamilnad Mercantile Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Tamilnad Mercantile Bank Limited and Tirunelveli, you'll get the correct details.
How to Use IFSC Code TMBL0000159 for Online Transfers?
If you have the IFSC Code TMBL0000159 for the Valliyoor branch of Tamilnad Mercantile Bank Limited in Tirunelveli, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code TMBL0000159. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Tamilnad Mercantile Bank Limited IFSC Code TMBL0000159.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Tamilnad Mercantile Bank Limited Valliyoor in Tirunelveli, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Tamilnad Mercantile Bank Limited in Valliyoor, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Tamilnad Mercantile Bank Limited website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Tirunelveli manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code of the Valliyoor Tirunelveli branch is TMBL0000159.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at 498-A, Main Road, Valliyoor-627117 Tamilnadu.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.