There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Tamilnad Mercantile Bank Limited for its Mannargudi branch in Thiruvarur, Mannargudi, Tamil Nadu, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Tamilnad Mercantile Bank Limited situated in Thiruvarur or anywhere in Tamil Nadu can easily transfer funds instantly by using the correct IFSC Code TMBL0000464. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Tamilnad Mercantile Bank Limited, Mannargudi, Thiruvarur
Here are the main details that are associated with the IFSC Code TMBL0000464 of Tamilnad Mercantile Bank Limited for its branch located in Thiruvarur, within the district of Mannargudi in the state of Tamil Nadu.
| Particulars | Details |
|---|---|
| Bank | Tamilnad Mercantile Bank Limited |
| IFSC Code | TMBL0000464 |
| Branch | Mannargudi |
| City | Thiruvarur |
| District | Mannargudi |
| State | Tamil Nadu |
| Address | Old No 17, New No 45, First Floor, Maha Mariamman Temple Street,Mannargudi 614 001, Thiruvarur District |
These details are crucial, not just for online banking users but also for businesses and individuals who use Tamilnad Mercantile Bank Limited in Thiruvarur for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code TMBL0000464 for the Mannargudi branch of Tamilnad Mercantile Bank Limited has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Tamilnad Mercantile Bank Limited located in Mannargudi, Thiruvarur, Tamil Nadu, are given a unique IFSC like TMBL0000464 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Thiruvarur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Thiruvarur and Mannargudi.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Tamilnad Mercantile Bank Limited in Mannargudi goes to the correct branch. This is important because Tamilnad Mercantile Bank Limited has thousands of branches in Tamil Nadu and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code TMBL0000464
This is the format of the IFSC Code for banks, including Tamilnad Mercantile Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Tamilnad Mercantile Bank Limited, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Mannargudi in Thiruvarur.
For example, the IFSC Code TMBL0000464 of Tamilnad Mercantile Bank Limited for the Mannargudi branch includes these elements, identifying the bank and the branch location in Thiruvarur and Tamil Nadu accurately.
How to Find IFSC Code for Tamilnad Mercantile Bank Limited?
If you are looking for the IFSC Code TMBL0000464 of Tamilnad Mercantile Bank Limited for its Mannargudi branch located in Thiruvarur, the following methods can help:
Cheque Book
The cheque book that is issued by Tamilnad Mercantile Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Tamilnad Mercantile Bank Limited branches in Thiruvarur and Mannargudi, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Tamilnad Mercantile Bank Limited and look for the branch locator section, then search for Mannargudi or Thiruvarur to get the exact IFSC Code TMBL0000464.
Mobile Banking App
If you use Tamilnad Mercantile Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Tamilnad Mercantile Bank Limited and Thiruvarur, then it will provide you proper information.
How to Use IFSC Code TMBL0000464 for Online Transfers?
If you have the IFSC Code TMBL0000464 for the Mannargudi branch of Tamilnad Mercantile Bank Limited in Thiruvarur, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code TMBL0000464. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Tamilnad Mercantile Bank Limited IFSC Code TMBL0000464.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Tamilnad Mercantile Bank Limited Mannargudi in Thiruvarur, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Tamilnad Mercantile Bank Limited in Mannargudi, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Tamilnad Mercantile Bank Limited website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Thiruvarur manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is TMBL0000464.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Old No 17, New No 45, First Floor, Maha Mariamman Temple Street,Mannargudi 614 001, Thiruvarur District located in Thiruvarur, Mannargudi, Tamil Nadu.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.