For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Tamilnad Mercantile Bank Limited for its Sachin branch in Surat, Sachin, Gujarat, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Tamilnad Mercantile Bank Limited located in Surat or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code TMBL0000392. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Tamilnad Mercantile Bank Limited, Sachin, Surat

Here are some of the key details that come with the IFSC Code TMBL0000392 of Tamilnad Mercantile Bank Limited for its branch located in Surat, within the district of Sachin in the state of Gujarat.

Particulars Details
Bank Tamilnad Mercantile Bank Limited
IFSC Code TMBL0000392
Branch Sachin
City Surat
District Sachin
State Gujarat
Address No.2,Shree Complex, Plot-D,Block No.180,Surat-Navsari Road, Sachin G.I.D.C Naka, Sachin- 394230

These details are crucial, not just for online banking users but also for businesses and individuals who use Tamilnad Mercantile Bank Limited in Surat for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code TMBL0000392 for the Sachin branch of Tamilnad Mercantile Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Tamilnad Mercantile Bank Limited located in Sachin, Surat, Gujarat, are allotted a unique IFSC like TMBL0000392 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Surat.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Surat and Sachin.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Tamilnad Mercantile Bank Limited in Sachin reaches the right place, even though there are thousands of branches in Gujarat and across India.

Format of the IFSC Code TMBL0000392

This is the format of the IFSC Code for banks, including Tamilnad Mercantile Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Tamilnad Mercantile Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Sachin in Surat.

For example, the IFSC Code TMBL0000392 of Tamilnad Mercantile Bank Limited for the Sachin branch includes these elements, identifying the bank and the branch location in Surat and Gujarat accurately.

How to Find IFSC Code for Tamilnad Mercantile Bank Limited?

If you are looking for the IFSC Code TMBL0000392 of Tamilnad Mercantile Bank Limited for its Sachin branch located in Surat, the following methods can help:

Cheque Book

The cheque book that is issued by Tamilnad Mercantile Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Tamilnad Mercantile Bank Limited branches in Surat and Sachin, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Tamilnad Mercantile Bank Limited and look for the branch locator section, then search for Sachin or Surat to get the exact IFSC Code TMBL0000392.

Mobile Banking App

If you use Tamilnad Mercantile Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Tamilnad Mercantile Bank Limited and Surat, then it will provide you proper information.

How to Use IFSC Code TMBL0000392 for Online Transfers?

If you have the IFSC Code TMBL0000392 for the Sachin branch of Tamilnad Mercantile Bank Limited in Surat, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code TMBL0000392. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Tamilnad Mercantile Bank Limited IFSC Code TMBL0000392.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Tamilnad Mercantile Bank Limited Sachin in Surat, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Tamilnad Mercantile Bank Limited in Sachin, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Tamilnad Mercantile Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Surat to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Tamilnad Mercantile Bank Limited Sachin Surat?

The IFSC Code of the Sachin Surat branch is TMBL0000392.

Is IFSC Code TMBL0000392 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Tamilnad Mercantile Bank Limited Sachin branch?

The branch is located at No.2,Shree Complex, Plot-D,Block No.180,Surat-Navsari Road, Sachin G.I.D.C Naka, Sachin- 394230.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.