The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Tamilnad Mercantile Bank Limited for its Bardoli branch in Surat, Bardoli, Gujarat, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Tamilnad Mercantile Bank Limited located in Surat or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code TMBL0000348. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Tamilnad Mercantile Bank Limited, Bardoli, Surat

Here are the main details that are associated with the IFSC Code TMBL0000348 of Tamilnad Mercantile Bank Limited for its branch located in Surat, within the district of Bardoli in the state of Gujarat.

Particulars Details
Bank Tamilnad Mercantile Bank Limited
IFSC Code TMBL0000348
Branch Bardoli
City Surat
District Bardoli
State Gujarat
Address Laxmi House, M.G.Road, Bardoli- 394 601, Surat District, Gujarat

These details help users in online banking and for businesses and individuals who use Tamilnad Mercantile Bank Limited in Surat for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code TMBL0000348 for the Bardoli branch of Tamilnad Mercantile Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like TMBL0000348 is given to every bank branch, including Tamilnad Mercantile Bank Limited located in Bardoli, Surat, Gujarat, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Tamilnad Mercantile Bank Limited branch in Surat.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Surat and Bardoli.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Gujarat and the rest of India, which is why the IFSC Code ensures that transactions meant for Tamilnad Mercantile Bank Limited in Bardoli doesn't end up at another location.

Format of the IFSC Code TMBL0000348

The format of the IFSC Code for banks, including Tamilnad Mercantile Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Tamilnad Mercantile Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bardoli in Surat.

For example, the IFSC Code TMBL0000348 of Tamilnad Mercantile Bank Limited for the Bardoli branch includes these elements, identifying the bank and the branch location in Surat and Gujarat accurately.

How to Find IFSC Code for Tamilnad Mercantile Bank Limited?

If you are trying to find the IFSC Code TMBL0000348 of Tamilnad Mercantile Bank Limited for its Bardoli branch located in Surat, the following methods can help:

Cheque Book

The cheque book issued by Tamilnad Mercantile Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Tamilnad Mercantile Bank Limited branches in Surat and Bardoli, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Tamilnad Mercantile Bank Limited and navigate to the branch locator section. Search for Bardoli or Surat to get the exact IFSC Code TMBL0000348.

Mobile Banking App

If you use Tamilnad Mercantile Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Tamilnad Mercantile Bank Limited and Surat, you'll get the correct details.

How to Use IFSC Code TMBL0000348 for Online Transfers?

Once you have the IFSC Code TMBL0000348 for the Bardoli branch of Tamilnad Mercantile Bank Limited in Surat, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code TMBL0000348. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Tamilnad Mercantile Bank Limited IFSC Code TMBL0000348.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Tamilnad Mercantile Bank Limited Bardoli in Surat, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Tamilnad Mercantile Bank Limited in Bardoli, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Tamilnad Mercantile Bank Limited website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Surat manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Tamilnad Mercantile Bank Limited in Bardoli, Surat?

The IFSC Code is TMBL0000348.

Is the IFSC Code TMBL0000348 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Tamilnad Mercantile Bank Limited Bardoli?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Bardoli branch?

The address of the branch is Laxmi House, M.G.Road, Bardoli- 394 601, Surat District, Gujarat located in Surat, Bardoli, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.