Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Tamilnad Mercantile Bank Limited for its Gondal branch in Rajkot, Gondal, or Gujarat, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Tamilnad Mercantile Bank Limited located in Rajkot or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code TMBL0000480. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Tamilnad Mercantile Bank Limited, Gondal, Rajkot
Here are the main details that are associated with the IFSC Code TMBL0000480 of Tamilnad Mercantile Bank Limited for its branch located in Rajkot, within the district of Gondal in the state of Gujarat.
| Particulars | Details |
|---|---|
| Bank | Tamilnad Mercantile Bank Limited |
| IFSC Code | TMBL0000480 |
| Branch | Gondal |
| City | Rajkot |
| District | Gondal |
| State | Gujarat |
| Address | No 5,6 Ground Floor, Bachubhai Bavabhai Chambers, Gundala Road, Gondal 360 311, Rajkot District, Gujarat State |
These details are essential not only for online banking users but also for businesses and individuals who use Tamilnad Mercantile Bank Limited in Rajkot for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code TMBL0000480 for the Gondal branch of Tamilnad Mercantile Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Tamilnad Mercantile Bank Limited located in Gondal, Rajkot, Gujarat, are given a unique IFSC like TMBL0000480 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Rajkot.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Rajkot and Gondal.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Tamilnad Mercantile Bank Limited in Gondal goes to the correct branch. This is important because Tamilnad Mercantile Bank Limited has thousands of branches in Gujarat and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code TMBL0000480
The format of the IFSC Code for banks, including Tamilnad Mercantile Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Tamilnad Mercantile Bank Limited, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Gondal in Rajkot.
For example, the IFSC Code TMBL0000480 of Tamilnad Mercantile Bank Limited for the Gondal branch has these elements, identifying the bank and the branch location in Rajkot and Gujarat correctly.
How to Find IFSC Code for Tamilnad Mercantile Bank Limited?
If you are trying to find the IFSC Code TMBL0000480 of Tamilnad Mercantile Bank Limited for its Gondal branch located in Rajkot, the following methods can help:
Cheque Book
The cheque book issued by Tamilnad Mercantile Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Tamilnad Mercantile Bank Limited branches in Rajkot and Gondal, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Tamilnad Mercantile Bank Limited and navigate to the branch locator section. Search for Gondal or Rajkot to get the exact IFSC Code TMBL0000480.
Mobile Banking App
If you use Tamilnad Mercantile Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Tamilnad Mercantile Bank Limited and Rajkot, you'll get the correct details.
How to Use IFSC Code TMBL0000480 for Online Transfers?
Once you have the IFSC Code TMBL0000480 for the Gondal branch of Tamilnad Mercantile Bank Limited in Rajkot, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code TMBL0000480. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Tamilnad Mercantile Bank Limited IFSC Code TMBL0000480.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Tamilnad Mercantile Bank Limited Gondal in Rajkot, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Tamilnad Mercantile Bank Limited in Gondal, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Tamilnad Mercantile Bank Limited website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Rajkot manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is TMBL0000480.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is No 5,6 Ground Floor, Bachubhai Bavabhai Chambers, Gundala Road, Gondal 360 311, Rajkot District, Gujarat State located in Rajkot, Gondal, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.