The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Tamilnad Mercantile Bank Limited for its Unjha branch in Patan, Unjha, Gujarat, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Tamilnad Mercantile Bank Limited located in Patan or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code TMBL0000130. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Tamilnad Mercantile Bank Limited, Unjha, Patan
The table below shows the main details of the IFSC Code TMBL0000130 for the Tamilnad Mercantile Bank Limited branch in Patan, which falls under the Unjha district in Gujarat.
| Particulars | Details |
|---|---|
| Bank | Tamilnad Mercantile Bank Limited |
| IFSC Code | TMBL0000130 |
| Branch | Unjha |
| City | Patan |
| District | Unjha |
| State | Gujarat |
| Address | 6/12/35/21-24, Meenakshi Bhavan, Zaveriparu, Station Road, Unjha-384170 Gujarat |
These details helps users in online banking and for businesses and individuals who use Tamilnad Mercantile Bank Limited in Patan for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code TMBL0000130 for the Unjha branch of Tamilnad Mercantile Bank Limited plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Tamilnad Mercantile Bank Limited located in Unjha, Patan, Gujarat, are given a unique IFSC like TMBL0000130 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Patan.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Patan and Unjha.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Tamilnad Mercantile Bank Limited in Unjha goes to the correct branch. This is important because Tamilnad Mercantile Bank Limited has thousands of branches in Gujarat and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code TMBL0000130
This is the format of the IFSC Code for banks, including Tamilnad Mercantile Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Tamilnad Mercantile Bank Limited, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Unjha in Patan.
For example, the IFSC Code TMBL0000130 of Tamilnad Mercantile Bank Limited for the Unjha branch includes these elements, identifying the bank and the branch location in Patan and Gujarat accurately.
How to Find IFSC Code for Tamilnad Mercantile Bank Limited?
To find the IFSC Code TMBL0000130 of Tamilnad Mercantile Bank Limited for its Unjha branch located in Patan, the following methods can help you out:
Cheque Book
The cheque book issued by Tamilnad Mercantile Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Tamilnad Mercantile Bank Limited branches in Patan and Unjha, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Tamilnad Mercantile Bank Limited and go to the branch locator section. Then search for Unjha or Patan to find the exact IFSC Code TMBL0000130.
Mobile Banking App
If you use Tamilnad Mercantile Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Tamilnad Mercantile Bank Limited and Patan will provide accurate information.
How to Use IFSC Code TMBL0000130 for Online Transfers?
Once you have the IFSC Code TMBL0000130 for the Unjha branch of Tamilnad Mercantile Bank Limited in Patan, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code TMBL0000130. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Tamilnad Mercantile Bank Limited IFSC Code TMBL0000130.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Tamilnad Mercantile Bank Limited Unjha in Patan, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Tamilnad Mercantile Bank Limited in Unjha, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Tamilnad Mercantile Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Patan to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Unjha Patan branch is TMBL0000130.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at 6/12/35/21-24, Meenakshi Bhavan, Zaveriparu, Station Road, Unjha-384170 Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.