The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Tamilnad Mercantile Bank Limited for its Bilimora branch in Navsari, Bilimora, Gujarat, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Tamilnad Mercantile Bank Limited located in Navsari or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code TMBL0000461. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Tamilnad Mercantile Bank Limited, Bilimora, Navsari
Here are some of the key details that come with the IFSC Code TMBL0000461 of Tamilnad Mercantile Bank Limited for its branch located in Navsari, within the district of Bilimora in the state of Gujarat.
| Particulars | Details |
|---|---|
| Bank | Tamilnad Mercantile Bank Limited |
| IFSC Code | TMBL0000461 |
| Branch | Bilimora |
| City | Navsari |
| District | Bilimora |
| State | Gujarat |
| Address | Shop No 6 And 7 , Kadamb Enclave, Nursery Road, Bilimora 396 321, Gujarat |
These details are important not only for users using online banking but also for businesses and individuals who use Tamilnad Mercantile Bank Limited in Navsari for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code TMBL0000461 for the Bilimora branch of Tamilnad Mercantile Bank Limited is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like TMBL0000461 is given to every bank branch, including Tamilnad Mercantile Bank Limited located in Bilimora, Navsari, Gujarat, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Tamilnad Mercantile Bank Limited branch in Navsari.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Navsari and Bilimora.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Gujarat and the rest of India, which is why the IFSC Code ensures that transactions meant for Tamilnad Mercantile Bank Limited in Bilimora doesn't end up at another location.
Format of the IFSC Code TMBL0000461
The format of the IFSC Code for banks, including Tamilnad Mercantile Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Tamilnad Mercantile Bank Limited, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bilimora in Navsari.
For example, the IFSC Code TMBL0000461 of Tamilnad Mercantile Bank Limited for the Bilimora branch includes these elements, identifying the bank and the branch location in Navsari and Gujarat accurately.
How to Find IFSC Code for Tamilnad Mercantile Bank Limited?
If you are trying to find the IFSC Code TMBL0000461 of Tamilnad Mercantile Bank Limited for its Bilimora branch located in Navsari, the following methods can help:
Cheque Book
The cheque books that are issued by Tamilnad Mercantile Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Tamilnad Mercantile Bank Limited branches in Navsari and Bilimora, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Tamilnad Mercantile Bank Limited and find the branch locator section. Search for Bilimora or Navsari to get the exact IFSC Code TMBL0000461.
Mobile Banking App
If you use Tamilnad Mercantile Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Tamilnad Mercantile Bank Limited and Navsari that will provide accurate information.
How to Use IFSC Code TMBL0000461 for Online Transfers?
Once you have the IFSC Code TMBL0000461 for the Bilimora branch of Tamilnad Mercantile Bank Limited in Navsari, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code TMBL0000461. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Tamilnad Mercantile Bank Limited IFSC Code TMBL0000461.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Tamilnad Mercantile Bank Limited Bilimora in Navsari, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Tamilnad Mercantile Bank Limited in Bilimora, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Tamilnad Mercantile Bank Limited website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Navsari manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is TMBL0000461.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Shop No 6 And 7 , Kadamb Enclave, Nursery Road, Bilimora 396 321, Gujarat located in Navsari, Bilimora, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.