There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Tamilnad Mercantile Bank Limited for its Kallikudi branch in Madurai, Kalligudichatram, Tamil Nadu, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Tamilnad Mercantile Bank Limited situated in Madurai or anywhere in Tamil Nadu can easily transfer funds instantly by using the correct IFSC Code TMBL0000406. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Tamilnad Mercantile Bank Limited, Kallikudi, Madurai
Below in the table are the key details related to IFSC Code TMBL0000406 of Tamilnad Mercantile Bank Limited for its branch located in Madurai, within the district of Kalligudichatram in the state of Tamil Nadu.
| Particulars | Details |
|---|---|
| Bank | Tamilnad Mercantile Bank Limited |
| IFSC Code | TMBL0000406 |
| Branch | Kallikudi |
| City | Madurai |
| District | Kalligudichatram |
| State | Tamil Nadu |
| Address | 6/656, A And B,T.Kallupatti Road, Kallikudi 625701 |
These details helps users in online banking and for businesses and individuals who use Tamilnad Mercantile Bank Limited in Madurai for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code TMBL0000406 for the Kallikudi branch of Tamilnad Mercantile Bank Limited plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Tamilnad Mercantile Bank Limited located in Kallikudi, Madurai, Tamil Nadu, are given a unique IFSC like TMBL0000406 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Madurai.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Madurai and Kalligudichatram.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Tamilnad Mercantile Bank Limited in Kallikudi goes to the correct branch. This is important because Tamilnad Mercantile Bank Limited has thousands of branches in Tamil Nadu and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code TMBL0000406
The format of the IFSC Code for banks, including Tamilnad Mercantile Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Tamilnad Mercantile Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kallikudi in Madurai.
For example, the IFSC Code TMBL0000406 of Tamilnad Mercantile Bank Limited for the Kallikudi branch includes these elements, identifying the bank and the branch location in Madurai and Tamil Nadu accurately.
How to Find IFSC Code for Tamilnad Mercantile Bank Limited?
If you are trying to find the IFSC Code TMBL0000406 of Tamilnad Mercantile Bank Limited for its Kallikudi branch located in Madurai, the following methods can help:
Cheque Book
The cheque book issued by Tamilnad Mercantile Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Tamilnad Mercantile Bank Limited branches in Madurai and Kalligudichatram, print them on the first page of your passbook.
Bank Website
Visit the official website of Tamilnad Mercantile Bank Limited and navigate to the branch locator section. Search for Kallikudi or Madurai to get the exact IFSC Code TMBL0000406.
Mobile Banking App
If you use Tamilnad Mercantile Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Tamilnad Mercantile Bank Limited and Madurai, you'll get the correct details.
How to Use IFSC Code TMBL0000406 for Online Transfers?
Once you have the IFSC Code TMBL0000406 for the Kallikudi branch of Tamilnad Mercantile Bank Limited in Madurai, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code TMBL0000406. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Tamilnad Mercantile Bank Limited IFSC Code TMBL0000406.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Tamilnad Mercantile Bank Limited Kallikudi in Madurai, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Tamilnad Mercantile Bank Limited in Kallikudi, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Tamilnad Mercantile Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Madurai to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is TMBL0000406.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is 6/656, A And B,T.Kallupatti Road, Kallikudi 625701 located in Madurai, Kalligudichatram, Tamil Nadu.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.