The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Tamilnad Mercantile Bank Limited for its Cpcmadurai branch in Madurai, Madurai, Tamil Nadu, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Tamilnad Mercantile Bank Limited located in Madurai or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code TMBL0000954. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Tamilnad Mercantile Bank Limited, Cpcmadurai, Madurai

Here are the main details that are associated with the IFSC Code TMBL0000954 of Tamilnad Mercantile Bank Limited for its branch located in Madurai, within the district of Madurai in the state of Tamil Nadu.

Particulars Details
Bank Tamilnad Mercantile Bank Limited
IFSC Code TMBL0000954
Branch Cpcmadurai
City Madurai
District Madurai
State Tamil Nadu
Address 28,Naicker New Street,Simmakkal,Madurai625001

These details are crucial, not just for online banking users but also for businesses and individuals who use Tamilnad Mercantile Bank Limited in Madurai for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code TMBL0000954 for the Cpcmadurai branch of Tamilnad Mercantile Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Tamilnad Mercantile Bank Limited located in Cpcmadurai, Madurai, Tamil Nadu, are allotted a unique IFSC like TMBL0000954 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Madurai.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Madurai and Madurai.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Tamilnad Mercantile Bank Limited in Cpcmadurai reaches the right place, even though there are thousands of branches in Tamil Nadu and across India.

Format of the IFSC Code TMBL0000954

The format of the IFSC Code for banks, including Tamilnad Mercantile Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Tamilnad Mercantile Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Cpcmadurai in Madurai.

For example, the IFSC Code TMBL0000954 of Tamilnad Mercantile Bank Limited for the Cpcmadurai branch includes these elements, identifying the bank and the branch location in Madurai and Tamil Nadu correctly.

How to Find IFSC Code for Tamilnad Mercantile Bank Limited?

If you are trying to find the IFSC Code TMBL0000954 of Tamilnad Mercantile Bank Limited for its Cpcmadurai branch located in Madurai, the following methods can help:

Cheque Book

The cheque book issued by Tamilnad Mercantile Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Tamilnad Mercantile Bank Limited branches in Madurai and Madurai, print them on the first page of your passbook.

Bank Website

Visit the official website of Tamilnad Mercantile Bank Limited and navigate to the branch locator section. Search for Cpcmadurai or Madurai to get the exact IFSC Code TMBL0000954.

Mobile Banking App

If you use Tamilnad Mercantile Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Tamilnad Mercantile Bank Limited and Madurai, you'll get the correct details.

How to Use IFSC Code TMBL0000954 for Online Transfers?

If you have the IFSC Code TMBL0000954 for the Cpcmadurai branch of Tamilnad Mercantile Bank Limited in Madurai, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code TMBL0000954. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Tamilnad Mercantile Bank Limited IFSC Code TMBL0000954.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Tamilnad Mercantile Bank Limited Cpcmadurai in Madurai, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Tamilnad Mercantile Bank Limited in Cpcmadurai, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Tamilnad Mercantile Bank Limited website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Madurai manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Tamilnad Mercantile Bank Limited in Cpcmadurai, Madurai?

The IFSC Code is TMBL0000954.

Is the IFSC Code TMBL0000954 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Tamilnad Mercantile Bank Limited Cpcmadurai?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Cpcmadurai branch?

The address of the branch is 28,Naicker New Street,Simmakkal,Madurai625001 located in Madurai, Madurai, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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