Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Tamilnad Mercantile Bank Limited for its Sikkarayapuram branch in Kancheepuram, Mangadu, or Tamil Nadu, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Tamilnad Mercantile Bank Limited located in Kancheepuram or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code TMBL0000367. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Tamilnad Mercantile Bank Limited, Sikkarayapuram, Kancheepuram

Below in the table are the key details related to IFSC Code TMBL0000367 of Tamilnad Mercantile Bank Limited for its branch located in Kancheepuram, within the district of Mangadu in the state of Tamil Nadu.

Particulars Details
Bank Tamilnad Mercantile Bank Limited
IFSC Code TMBL0000367
Branch Sikkarayapuram
City Kancheepuram
District Mangadu
State Tamil Nadu
Address Plotno178 Leelavathinagarext Kundrathur Main Road

These details are important not only for users using online banking but also for businesses and individuals who use Tamilnad Mercantile Bank Limited in Kancheepuram for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code TMBL0000367 for the Sikkarayapuram branch of Tamilnad Mercantile Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Tamilnad Mercantile Bank Limited located in Sikkarayapuram, Kancheepuram, Tamil Nadu, is provided a unique IFSC like TMBL0000367 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Tamilnad Mercantile Bank Limited branch in Kancheepuram.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Kancheepuram and Mangadu.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Tamil Nadu and the rest of India, the IFSC Code ensures that transactions meant for Tamilnad Mercantile Bank Limited in Sikkarayapuram do not get misguided to another person.

Format of the IFSC Code TMBL0000367

The format of the IFSC Code for banks, including Tamilnad Mercantile Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Tamilnad Mercantile Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Sikkarayapuram in Kancheepuram.

For example, the IFSC Code TMBL0000367 of Tamilnad Mercantile Bank Limited for the Sikkarayapuram branch includes these elements, identifying the bank and the branch location in Kancheepuram and Tamil Nadu accurately.

How to Find IFSC Code for Tamilnad Mercantile Bank Limited?

If you are trying to find the IFSC Code TMBL0000367 of Tamilnad Mercantile Bank Limited for its Sikkarayapuram branch located in Kancheepuram, the following methods can help:

Cheque Book

The cheque book issued by Tamilnad Mercantile Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Tamilnad Mercantile Bank Limited branches in Kancheepuram and Mangadu, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Tamilnad Mercantile Bank Limited and navigate to the branch locator section. Search for Sikkarayapuram or Kancheepuram to get the exact IFSC Code TMBL0000367.

Mobile Banking App

If you use Tamilnad Mercantile Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Tamilnad Mercantile Bank Limited and Kancheepuram, you'll get the correct details.

How to Use IFSC Code TMBL0000367 for Online Transfers?

Once you have the IFSC Code TMBL0000367 for the Sikkarayapuram branch of Tamilnad Mercantile Bank Limited in Kancheepuram, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code TMBL0000367. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Tamilnad Mercantile Bank Limited IFSC Code TMBL0000367.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Tamilnad Mercantile Bank Limited Sikkarayapuram in Kancheepuram, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Tamilnad Mercantile Bank Limited in Sikkarayapuram, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Tamilnad Mercantile Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Kancheepuram to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Tamilnad Mercantile Bank Limited in Sikkarayapuram, Kancheepuram?

The IFSC Code is TMBL0000367.

Is the IFSC Code TMBL0000367 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Tamilnad Mercantile Bank Limited Sikkarayapuram?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Sikkarayapuram branch?

The address of the branch is Plotno178 Leelavathinagarext Kundrathur Main Road located in Kancheepuram, Mangadu, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.