The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Tamilnad Mercantile Bank Limited for its Guwahati branch in Kamrup, Guwahati, Assam, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Tamilnad Mercantile Bank Limited located in Kamrup or anywhere in Assam can transfer funds instantly by using the correct IFSC Code TMBL0000529. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Tamilnad Mercantile Bank Limited, Guwahati, Kamrup
Below in the table are the key details related to IFSC Code TMBL0000529 of Tamilnad Mercantile Bank Limited for its branch located in Kamrup, within the district of Guwahati in the state of Assam.
| Particulars | Details |
|---|---|
| Bank | Tamilnad Mercantile Bank Limited |
| IFSC Code | TMBL0000529 |
| Branch | Guwahati |
| City | Kamrup |
| District | Guwahati |
| State | Assam |
| Address | First Floor, Tr Phukan Road, Gallapatti,Fancybazar, Guwahati 781001, Kamrup District,Assam |
These details are important not only for users using online banking but also for businesses and individuals who use Tamilnad Mercantile Bank Limited in Kamrup for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code TMBL0000529 for the Guwahati branch of Tamilnad Mercantile Bank Limited is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Tamilnad Mercantile Bank Limited located in Guwahati, Kamrup, Assam, is provided with a unique IFSC like TMBL0000529 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Tamilnad Mercantile Bank Limited branch in Kamrup.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Kamrup and Guwahati.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Assam and the rest of India and the IFSC Code ensures that transactions meant for Tamilnad Mercantile Bank Limited in Guwahati do not get mixed with another location.
Format of the IFSC Code TMBL0000529
The format of the IFSC Code for banks, including Tamilnad Mercantile Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Tamilnad Mercantile Bank Limited, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Guwahati in Kamrup.
For example, the IFSC Code TMBL0000529 of Tamilnad Mercantile Bank Limited for the Guwahati branch has these elements, identifying the bank and the branch location in Kamrup and Assam correctly.
How to Find IFSC Code for Tamilnad Mercantile Bank Limited?
If you are trying to find the IFSC Code TMBL0000529 of Tamilnad Mercantile Bank Limited for its Guwahati branch located in Kamrup, the following methods can help:
Cheque Book
The cheque book issued by Tamilnad Mercantile Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Tamilnad Mercantile Bank Limited branches in Kamrup and Guwahati, print them on the first page of your passbook.
Bank Website
Visit the official website of Tamilnad Mercantile Bank Limited and navigate to the branch locator section. Search for Guwahati or Kamrup to get the exact IFSC Code TMBL0000529.
Mobile Banking App
If you use Tamilnad Mercantile Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Tamilnad Mercantile Bank Limited and Kamrup, you'll get the correct details.
How to Use IFSC Code TMBL0000529 for Online Transfers?
Once you have the IFSC Code TMBL0000529 for the Guwahati branch of Tamilnad Mercantile Bank Limited in Kamrup, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code TMBL0000529. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Tamilnad Mercantile Bank Limited IFSC Code TMBL0000529.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Tamilnad Mercantile Bank Limited Guwahati in Kamrup, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Tamilnad Mercantile Bank Limited in Guwahati, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Tamilnad Mercantile Bank Limited website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Kamrup manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is TMBL0000529.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is First Floor, Tr Phukan Road, Gallapatti,Fancybazar, Guwahati 781001, Kamrup District,Assam located in Kamrup, Guwahati, Assam.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.